Ballers On Budgets

ADD US:

     

Building Social Status While Pinching Pennies

Subscribe to RSS Feed

Week On The Web: Get/Start A Job Edition

25 Awesome Websites to Help You Get a Job – By Meg Favreau

In today’s job market, you may have to put in some major effort to land a job that is desirable. Despite what the commercials tell you, there usually isn’t just one single website that you can visit to gather all of the information you need. When you do search for jobs online, I recommend looking through as many websites as possible until you’re satisfied or your search results become redundant.  I particularly like a site called Indeed, which has a special search engine designed the search the entire internet for job listings as opposed to a company that only shows you the things that were posted on their individual site.

Top 10 Interview Tips – By Alison Doyle

While efficient research and networking may be the key to landing that perfect job interview, it is ultimately what you do and say in that initial meeting that will decide whether you get the job or not. First of all, make sure you do your homework on the company and the job you’re going after and even practice beforehand so you feel adequately prepared. During the interview, try to ask a few intelligent questions about your potential employer’s goals/tasks for your position and what the biggest challenges are in your position to show them you mean business. Also, remember the term “dress for success” actually holds some weight when dealing with the job interview process. Even minor flaws in your resume can cast negative judgment about you so try to keep your resume on-point and only one page in length. Another very useful tip for those on the job hunt is to remember to send a follow up email or letter thanking the company for their time after the interview. I had a GM once that didn’t hire someone because they never sent her a thank you letter!

Guide To Writing a Business Plan – By Jerry Glen

Every great business starts out with an idea. Sometimes the success of getting a company off the ground depends on its owner’s ability to explain that idea on paper. This is especially so if your looking to get a loan or investor involved. Just like with grant writing, the quality of the document you’ll be submitting is key, so make sure you take the necessary time required and don’t be afraid to ask your peers for their opinions/advice. In this article, Jerry Glen will help get you started with writing your own business plan by asking you some important questions about your overall idea and strategy.

Starting a Business: Advice from the Trenches – By Kevin Potts

Making the leap into business ownership can be a daunting task, so it’s good to gather as much advice as possible beforehand. In this article, author Kevin Potts gives some great focus points for those looking to start their own company. Besides the initial business plan, you’ll need to tackle a variety of tasks such as filing for a fictitious name, hiring an accountant, acquiring funding to pay for the expenditures and much more.  Also be wary of initial startup costs. While getting your own building downtown may be nice, if you can setup an office in your own house for the first 6 months you can save a ton of cash.

Honorable Mentions:

How to Get Going on a Grant Application – By Dummies.com

Warning About Grant Scams – whynotenterprises

Leadership 101: How to Command Respect Through Body Language – By Inside CRM Editors

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: Vacations, Inner Reflection and Fishing

    Eight Ways to Stretch Your Vacation Dollar – By fivecentnickel.com

    Being that it is summertime and the height of vacation & tourist season, the first piece of advice I would give you to save a bunch of money on your next trip would be to wait until fall. I do understand that with kids, teaching jobs etc that a lot of people need a vacation and they only have a month or so left to have one.  This article offers some great ideas on how to save some cash while you’re out having fun. For starters, try and go for the free souvenirs like seashells and collect photos and ticket stubs. You can easily turn a walk on the beach into a seashell hunting competition or make a collage with all the stubs, menus and photos from your vacation and make it with your loved ones when you get back. Also try to take advantage of any free festivals, museums/libraries or other noteworthy landmarks that are nearby and pack a lunch for everyone to avoid spending money in a restaurant.

    50 Questions That Will Free Your Mind – By Freedom Unplugged

    Remember, true ballers on budgets work on their mental strength & personality as well as their spending habits.  Reflect on your inner you and possibly gain a new perspective by asking yourself these fifty questions. Take the time to answer each one honestly, write down your answers if it helps you focus.  Pick the ones that mean something to you and save them to go back and reflect on at a later time. You can even print them out and stick them someplace you know you’ll see. Creating your own daily/weekly affirmations can prove to be a very helpful way to keep yourself determined to achieving your goals in life.

    10 Tips to Get Cheap Cruise Tickets – By SaveAFewBucks.com

    Being a Florida native, I can personally attest that cruises can be an awesome and fairly cost effective way to spend a vacation. That is of course if you know what you’re doing. (Read my article on cruises vacations on a budget HERE) It is important to remember that you’re initial purchase of the cabin(s) is not only your ticket onto the boat but also the cost of 2/3 of your trip.  While scouring the internet for bargains can be important, try taking the best quotes you find to multiple travel agents and make sure you’re getting all of the discounts and extras possible. Travel Agents also usually get better prices because they purchase so many trips at volume and are more likely to come down on the price once they have a target to beat.  If you can get all of your friends and family together, you can purchase multiple cabins at a bulk discounted rate. You should also try to book your own airline tickets and offshore excursions for a cheaper route.

    Money Saving Tips for Bass Fishing – By Carol Ochs

    For those of you looking to get out and get some fishing done this summer, don’t fret, there are plenty of ways to go fishing on a budget. For starters ditch “the bigger the boat, the bigger the catch” mentality. Large boats not only cost a lot of money, but will burn fuel quickly.  Some other useful tips are trying to catch your own bait or make your own tackle. You can also save some cash by getting a couple friends together and buying all of your fishing line at once in bulk. Another neat tip was to only change part of your line by using a heavy line for your backing and then attaching the line of your choice using a uni-knot.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    UNDER CONSTRUCTION (Ballers 2.0)

    BIG News… We are in the process of redesigning Ballers On Budgets.com. During this process, the blog portion of our site will be on hiatus. We will still be releasing our Week On The Web articles, however, so make sure you’re signed up for our FREE Eblasts.

    …and stay tuned for new articles, videos and a totally new look this Fall!

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: Father’s Day Edition

     Top 8 Frugal Father’s Day Gift Ideas – By Erin Huffstetler

    Father’s Day isn’t about expensive gifts, but about showing the dad(s) in your life that you appreciate them. What better way to show dad you care than by giving him a “day off” by completing all of his chores or by making him a week’s worth of special lunches and presenting him with a certificate. If you’re planning on eating out, make sure to do your research as many restaurants will hold special father’s day sales where dad can eat free. Another great gift for dad could be to help him clear his clutter by giving his car a full detailing, cleaning out the garage or by organizing his office. You might be surprised as to how big of an impact tasks like these can have on relieving someone of stress, and that sounds like a kick ars Father’s Day present to me. Check out more of Erin’s Tips by clicking on the link.

    Father’s Day Crafts – By CraftsKaboose

    Whether you are looking for gift ideas the kids can give dad or are feeling a little creative yourself, check out these awesome homemade crafts. With multiple to sift through, Crafts Kaboose gives you numerous options. Try to pick the crafts that remind you of your dad’s personality and also has a list of required materials that fits your budget.  I especially liked the car nut frame, the denim mp3player pouch and the personalized BBQ Apron. If your dad is “Mr. Fix It”, check out the monogram painted hammer or if he’s more of a brainiac, I recommend going with the customizable Father’s Day crossword and word searches. Crafts are a fun and efficient way to give dad a gift that he will surely remember you by.

    How to Turn Your Beer Into A Cup – MensHealth

    First off all, we’d like to thank to one of our stumbleupon followers, pupdave, for sharing this with us.  If your dad is a fan of kicking back cold ones, why not make him a set of glasses made from his favorite beer bottles?  In this clever Men’s Health instructional video, you are shown how to make some neat looking glass cups with a just piece of rope, some lighter fluid and some sandpaper. Simply pick up some of Dad’s favorite beers or maybe a cool collection of imported or micro-brewed ones and you’ve found yourself a very creative and inexpensive Father’s Day present.

    Just Tell Me What to Buy – Sour from Ballers On Budgets

    If you’re running short on time this Father’s Day and just need to pickup something quick, here are a few items you can find for fairly cheap price in many major stores. Also, don’t forget to pickup the Sunday newspaper to take advantage of any Father’s Day sales going on.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: Summer on a Budget Edition

    5 Cheap BBQ Ideas – By Yelena Johnson

    Hosting a barbeque at your home for your family/friends is a ballin summer tradition that can be a quite costly endeavor if you’re not careful. If you’re throwing an alcoholic party, serve beer instead of liquor and buy it in bulk. One quick and easy tip is to skip buying a ton of disposable plates, cups and flatware and just serve your normal glassware. If you decide you can afford to provide the food, try not to obsess over pleasing everyone’s palate and only offer 1 or 2 selections of meat. If you’re strapped on cash, don’t be shy to ask your family and friends to bring the sides, drinks or even their own meat for the grill.

    9 Summer Activities on a Budget – By Buttoned Up

    Summer fun doesn’t have to cost you an arm and a leg, check out these fun and practically free tips to enjoy the warm weather without spending a chunk of cash.  Own a tarp? Well that and some soap is pretty much all you need to make your own slip n slide. Take advantage of the outdoors and go hiking, take a trip to the beach or organize a camping trip with your friends.  You could also take the time to learn a new skill, read some new books or even volunteer some time to give back to your community.

    6 Best Things to Buy in June – By Kira @ TipHero

    With father’s day sales in high abundance for the earlier part of June, there are a lot of tools, paint and other home improvement items for the taking if you are in the market. This is also traditionally the best month of the year to buy suits and other male formalwear.  When planning your grocery lists, make sure to take into account which fruits and veggies are in season to get some great bargains and some really fresh produce.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: Five Gas Saving Myths

     

     

    Five Gas Saving Myths – by Miranda Marquit

    With the price of gas at or near an all time high, there are a lot of bogus gas tips out there that actually won’t make a difference in the gas tank.  Two of the biggest gas saving myths is that fuel additives which you add to your tank and special devices you add to your fuel line actually benefit your mileage.  At the NAFA’s 2010 Institute & Expo, Windsor police held a demonstration which released 2 years worth of research and experimentation on fuel boosters and showed that they make little to no difference. The writer of the article “Five Gas Saving Myths”, Marinda Marquit, also points out that filling up your car when its cooler outside and commonly switching out your air filter are some other examples of regularly mistaken gas saving tips.

    41 Tips to Bootstrap Your Way to Success – By Dr. Shannon Reece

    Here’s a great article for those looking to create or better manage their own company, featuring 41 business owners and their biggest tips for stretching your dollar. Some great marketing ideas for getting the word out about your company include charity raffles, promotional partnerships and startup sales. The use of Google analytics will also come in handy when you are deciding on website names, ads using search engines and more. Marketing though social networking is a detrimental to a lot of businesses, just make sure to think wisely before dropping the cash for Facebook ads etc. There are many other ways, such as creative contests, which will help you spread the word without costing you and arm and a leg.

    How to save $1000 – By Tracy on Coupon Shoebox

    While some will say that having an emergency fund capable of covering 3 months worth of expenses is best, others claim that stashing away a thousand bucks should suffice for most issues that may pop up. Some tips for collecting cash including going through all of your closets, clothes and other personal items and sell everything you can.  To get the most bang for your buck, try to sell your bulky items through craiglist and your high ticket items, like electronics and designer jeans, through ebay. Some other good tips in this article include cutting all unnecessary subscription services, going on a “spending diet” and of course getting a second part-time job.

     

    Honorable Mentions:

    7 Smart Wedding Tips From William and Kate – By SmartMoney.com

    5 Tips for Eating Well on a Budget – By Purebar

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: Mother’s Day Edition

     Free Mother’s Day ECards – By All 4 Love.net

    Check out this awesome website which features 100% Free Mother’s Day ECARDS. Not only can you customize the text, font etc there’s no required signups or pay later obligations.

    Last Minute Mother’s Day Gift Ideas  – By Lee on The Pioneer Woman

    If you haven’t gotten anything for mom yet it’s not too late!  Lee writes in this article some awesome gift ideas for mom. Two of my favorites were getting mom two movie ticket certificates and a planted rosebush.  If you’re looking to drop some cash, ereaders are a big to-do this year. A batch of homemade treats was also a good idea. Just remember that the most important part of mother’s day is showing them you care, and that isn’t based on how much money you spend.

    Free Business Cards – By Vistaprint

    If the mom in your life has a side project or maybe has a gift for something like baking or creating scrapbooks, why not get her some FREE business cards.  This will not only get her started in the right direction but also show her you pay attention and appreciate her talent.  Take a screenshot and print it out a picture of the customized business care and include it with a Mother’s Day Card or email it to her since she won’t actually be able to get the cards that day.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: How to Effectively Network and Find Hidden Jobs

    How to Effectively Network and Find Hidden Jobs – By Bryan Ray

    You don’t have to be a person of faith to understand the useful job hunting tips that founder Bryan Ray from the Christian based Crossroads Career Network has to offer. In his short video on how personal referrals can find you hidden jobs, Bryan says that only 15% of jobs that get filled are actually listed.  It is important to ask everyone you know that you are looking for a job, have a quick pitch of what kind of job you are looking for and see if they can refer you to anyone that will point you in the right direction.

    Look At Yourself After Watching This – By Nick Vujicic

    Check out this truly inspirational 4 minute youtube video of a public speaker named Nick Vujicic, a man born without any legs or arms. In this short clip he speaks about overcoming obstacles and appreciating life, two things every baller on a budget should be able to appreciate. You can also CLICK HERE to read more about Nick Vujicic.

    6 Ways to Save Like an Extreme Couponer – By TipHero

    Believe it or not, coupons are still as big of a way to save in 2011 as they were ten years ago. The biggest thing is to start small and ease your way into the coupon cutting game. Its important to realize that coupons are aimed at getting you to try different products, so remember to only purchase the things you need and to stay open minded in trying different brands and products. One major tip when shopping with coupons is to try and only shop the sales by making bi-weekly or even weekly trips to the grocery store.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: How to Get a Free Education Online

    How to Get a Free Education Online – By David @ My Two Dollars

    Getting an education isn’t quite what it used to be twenty years ago and with the amount of free resources you can find online, motivation is really the only thing stopping people from learning the skills they may need to help them succeed.  Check out this list of sources that provide 100% FREE access to actual college level course materials, online lectures, video tutorials and more!  While you may not be able to learn every vocation online for free and you won’t be walking away with a fancy diploma, the web is still packed full of useful knowledge that can give you a leg up in life.

    6 Ways to Make Extra Money This Spring – By Kira @ Tip Hero

    Hopefully after last week’s shares, you are now fully prepared to welcome the spring season while on a budget.  And now that you have gotten all of the spring cleaning out of the way, its time to focus on ways to put some extra cash in your pocket.  To start, try selling all of your unneeded belongings at garage sales and online. Then start thinking of some services your friends/neighbors may take you up on such as dog sitting/walking and lawn mowing and start your own side business! Check out this article for more tips to making some extra money this spring.

    Tips on Finding Cheap Airline Tickets – By Laurel Gray

    Anyone who has spent some time shopping for airline tickets online should be able to tell you that there isn’t just one single website to solve all of your airfare needs.  It is important to stay both open-minded and diligent when trying to book your next flight, making sure to price check multiple sites before coming to any decisions.  By staying flexible with dates/times and airport destinations, you can save hundreds of dollars by taking the red eye or driving a couple hours to fly out of a different airport.  You can also save some cash by purchasing special hotel/flight packages, packing your own snacks and avoiding baggage fees by packing light.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: 35 Life Hacks You Should Know

    35 Life Hacks You Should Know – By Eduardo M.

    A “life hack” is a term for ingenious ways to make life easier with little to no effort, sort of like a cheat code in a video game that gives you unlimited ammo or infinite lives.  From getting free phone chargers and Wi-Fi at airports to changing your sleep schedule and learning how to make beer ice cold in 3 minutes, this article is full of very useful information for a baller on a budget. The author, Eduardo M, writes 35 fairly uncommon methods you can add to your arsenal for making things in life more obtainable and fun.

    5 Ways to Welcome Spring on a Budget – By Kira @ Tip Hero

    Spring seems to be the traditional time of year to kick old habits and work on new beginnings. What better way to kick off your spring cleaning than by saving a chunk of change by making homemade cleaners? While you’re giving your home a facelift don’t forget to pay some attention to your wardrobe and automobile. Another great springtime to-do is to work on your green thumb and take advantage of spring’s seasonal produce such as strawberries, peas, grapefruits and more.

    40 Tips for a Better Life – By Glenn Ong

    If you are trying to improve the quality of your life the first thing you need to do is make sure you are setting aside time for yourself. It can be very beneficial to meditate and self reflect on the things important to you and set goals you seek to obtain. Things like mental & physical exercise, sleep and healthy eating habits are essential to keeping yourself healthy, but are also quite obvious.  Work on these 40 smaller tips and hopefully you’ll see bigger and brighter changes on your outlook on life.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Savings.com: Book Review – Don’t Buy the Bull

    We’ve been intently following a few of the personal finance gurus over the last month in an attempt to not only gauge the current state of the economy, but also to find a common ground of advice that we all should take into consideration when deciding to spend, invest or save. After comparing the rantings and recommendations of several different “experts,” it’s no wonder that people are so confused and uncertain what to do or not do.

    Continue Reading

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: 10 DIY Dog Toys

    10 DIY Dog Toys You Can Make for Pennies – By Paul Michael

    If you are a fellow pet owner, you probably know it doesn’t matter which store you shop at for dog toys the price is always the same, too much.  This statement holds even more weight if you have a dog that seems to enjoy ripping their recently purchased presents to shreds as quickly as possible.  Paul Michael was kind enough to write this article explaining ten different dog toys you can make yourself for very little money.

    How to Take a Power Nap – By Michael Breus, Ph.D

    It is surprising to find that even though sleep is so detrimental to a person’s health, it is commonly neglected by the masses. Problem many people will come across, however, is that a lack of sleep can affect a person’s learning ability, memory, metabolism and ability to focus. An easy way to try and offset a late night is to try and fit a quick nap into your workday.  Here are 10 tips on how to fall quickly asleep and keep you performing at your peak with a powernap.

    The DIY Network.com

    Why pay someone to perform a task that you can do yourself?  Not only can you save money by practicing these DIY tips but you’ll also learn some valuable skills that are sure to come handy down the road.  Diynetwork.com features free tutorials on ways to increase the value in your home/office by doing all of the renovations yourself.

     

    Honorable Mentions:

    How to Stock a Home Bar on the Cheap – By Kira at TipHero

    Money Tips for College Students – By Kimberly Palmer

    How to Financially Educate Your Children – By Nora Dunn

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: Ways To Use Less Gas

    Ways to Use Less Gas (That Go Beyond the Obvious) – By Erin Huffstetler

    The cost of gas these days has got everyone trying to think of ways to save money. Erin from About.com tells you some ways to stretch your gas tank you may not have thought of before.  Try to avoid using restaurant drive-thrus and talking on the phone to curb wasted gas spent idling. It’s also good to just park farther away rather than wasting time and money circling around the parking lot and you should avoid driving during peak hours all together if possible so you don’t waste gas dealing with traffic.

    10 Tips to Save Money on Food – By Tracy at Moneyning

    There seems to be an endless amount of ways you can save money on food/cooking once you actually start looking and the baller on a budget in me wants to learn each and every one of them. Limiting portion size can be a quick and easy way to save some cash. You can also use the leftovers for lunch the next day so you avoid spending money on eating out.  Try to keep your fridge organized and clean, this will help you to avoid wasting any food to spoiling and also help you keep a better inventory for coupon cutting. For these tips and more check out the rest of the article.

    The Keirsey Temperament Sorter (Personality Quiz) – Kiersey.com

    Help understand your own self better by taking this easy yet in-depth personality quiz. The Keirsey Temperament Sorter is one of the most widely used personality instruments in the world and has been featured in multiple best selling books.  Simply answer 70 questions by choosing one of only two options and you’ll be able to tell which of the four temperaments your personality most resembles and read a description. Warning: The initial test is 100% Free but the site will offer more detailed reports for a fee.

     

    Honorable Mentions:

    Five Common Money Mistakes to Avoid – By Frank at MilkYourMoney.com

    First Time Home Buyer Tips and Guide – By Oscar

    60 Ways To Make Life Simple Again – Marc and Angel

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: How to Want Less

    How to Want Less – By Selena Maranjian

    I think anyone attempting to live a frugal lifestyle knows that there is a difference between wants and needs. In this article Selena discusses ways to help you save money by wanting less. By avoiding things such as catalogs, email subscriptions to stores and TV commercials you can help avoid urges to buy unnecessary things and strengthen your personal discipline. Another helpful tip is to take inventory of your current possessions, keeping note of all the junk you have accumulated and also the stuff that you truly appreciate.

    55 Best Ways to Save Money: Frugal Ideas From Our Readers – By Silicone Valley Blogger

    When the Wise Bread team held a giveaway for their book “10,001 Ways To Live Large On A Small Budget” they challenged everyone to submit their “favorite money saving tip.” In the end, 55 submissions were chosen and featured in this article. From purchasing techniques like the “3 Day Rule” to lifestyle changes like canceling your cable TV and sticking to Netflix there are plenty of great money saving tips to incorporate into your own life.

    20 Surefire Ways to Organize Your Life – By HL Clark

    In today’s competitive work environment, your output isn’t judged solely on quality anymore but also quantity.  The more roles and tasks you take on, the more important it becomes to keep yourself organized.  In the article “20 Surefire Ways to Organize Your Life,” HL Clark writes a great to-do list on how to find a way to get your life organized that works for you.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    3 Simple Tips To Lower Your Energy Bill

    If you have seen any of the “going green” television commercials lately, you probably realize that pollution and wasted energy are a far bigger problem than most people like to think. In the U.S., one household can produce up to 25,000 pounds of carbon dioxide per year.

    In addition, energy bills can equal, or in a few cases even surpass, as much as $2,000. That’s a huge

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: Frugal Food Tips

    20 Frugal Kitchen Tips – By Tipnut.com

    With the constantly rising prices of food these days, keeping your kitchen from costing you an arm and a leg can be a challenging one.  The good news, however, is that along with all the countless amount of meal options there are just as many ways to save. From growing your own onions to making homemade vinegar, there are plenty of different techniques to help you save money on food. Check out these twenty frugal tips for helping you save money in the kitchen.

    Secrets of superstar grocery shoppers – By Melinda Fulmer

    Superstar grocery shoppers are people who can buy large amounts of groceries for nickels on the dollar.  An example of would be a lady named Stephanie Nelson who has successfully purchased $100 worth of groceries for only a $1.95. The biggest reason for her savings was coupon matching and successfully changing the way she bought the food she liked. Although coupon cutting can be a bit tedious at times, if you apply some of these superstar shoppers’ strategies the reward will easily outweigh the effort.

    How to Grow a Vegetable Garden – By Greenfootsteps

    Growing your own veggies can be a great way to save a good chunk of change.  With a little bit of time and care you could be reaping in harvests of easy to grow vegetables like onions, peppers, potatoes, carrots, peas and more!  Follow this guide to growing for both healthier and cheaper food from the comfort of your own back yard!

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: Job Interview Edition

    10 Tips to Bullet Proof Your Resume – By Free-Resume-Tips.com

    With the job market being as scarce as it is these days, it’s very important to make sure your resume stands out amongst the rest.  This article features ten stellar tips on how to tweak your resume to grab the attention of possible employers and help you land the job!

    The 10 Best Questions to Ask at a Job Interview – By Karen Burns

    The best job interviews are rarely one sided conversations.  It is imperative to ask your potential employer questions about the job to not only show your interest in the position, but also to provide them with further examples of your intellect. Here are ten great questions you can ask in your next job interview, pick out a few and add them to your repertoire.

    10 Tips for the Shy Job Seeker – By Psychology Today

    It is natural to be a little nervous or even slightly intimidated when going into an interview for that big job.  Things like rehearsing and meditating before your meeting can be a big help to those who find themselves more timid when in the hot seat. Make sure to focus on your successes and try not to be too hard on yourself when on your next job search.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Put Your Money Where Your Marriage Is

    Men and women have always kept secrets from their spouse. Among the many secrets kept, money, sex and secrets about family are the most common. Our friends at Deals.com have produced this infographic to illustrate the lack of communication between couples and how it has gotten worse over the years.

  • Ask Question
  • One Response to “ Put Your Money Where Your Marriage Is ”

    1. Tweets that mention Put Your Money Where Your Marriage Is | Ballers On Budgets -- Topsy.com
      February 13, 2011 at 11:54 am

      […] This post was mentioned on Twitter by Jason Sauer aka SOUR, Ballers On Budgets. Ballers On Budgets said: RT @ballinonbudgets Put Your Money Where Your Mar.. http://tinyurl.com/4mdqbnl #marriage #secrets #money #valentines #day […]

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: Valentine’s Day Ideas on a Budget

    Valentines Day Ideas on a Budget – By BallersOnBudgets.com

    Getting your loved one a gift for Valentines Day shouldn’t be a wallet breaking chore if you go about it with the right mindset. This is a holiday based on showing your significant other that you love and appreciate them not how much money you can spend. There are plenty of simple things that you can do to add a little romance to your relationship. Check out these two articles we wrote for both sexes that should help spark some fun and creative Valentine’s Day gift ideas for you and yours.

    For Women on a Budget

    For Men on a Budget

    30 Frugal Gift Ideas To Show You Appreciate Someone – By zenhabits

    For anyone still stumped on what to get your guy or girl this Valentine’s Day, here’s another article on how to show someone you appreciate them by making your gifts more personal.  This list of 30 gift ideas will surely help those looking to make that thoughtful gesture without costing them a ton of cash.

    10 Best Indoor At Home Exercises & Workouts without Equipment – By Casey Slide

    Besides paid trainers, not a lot of people will say that you have to go to a gym to be able to work out.  If anything, the success of the workout video business should tell you that you have everything you need to get in shape right in the comfort of your own home.  From traditional things like jump rope, lunges and jumping jacks to less obvious methods like cleaning and dancing, there are plenty of ways to get that heartbeat up and those pounds off.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web: Throwing a Cheap Super Bowl Party

     Cheap Super Bowl Party – By Yelena Johnson

    It may come as a surprise to some, but The Super Bowl is actually one of the most celebrated events of the year.  The good news for the ballers on budgets out there is that it doesn’t have to be one of the most expensive things to plan a party for. Check out these tips on how to save some cash on your next football party without giving up the food or the fun.

    Stanford University’s Entrepreneurship Corner

    This site features over 1600 free videos and podcasts of lectures by some of today’s established entrepreneurs thanks to Stanford University.  With such a wealth of information, this site is sure to provide anyone who listens with some great tips on how to successfully start and manage your own company. Stanford University Entrepreneurship Corner is divided into a variety of useful categories, such as; creativity & innovation, product development, finance & venture capital, marketing & sales and more!

    Turning Trash to Cash: How to Get Paid to Recycle – By Kira @ Tip Hero

    Clear some space in those closets and add some cash to your pocket by reading this article on how to get paid to recycle. You can’t really get a better incentive than receiving cash to get rid of your junk and help conserve the environment at the same time. 

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Press Release: Ballers On Budgets Gives To The Homeless

    Help Ballers On Budgets increase their Twitter followers and support a good cause. Through the end of February (or until we reach 10,000 – whichever comes first) we will donate one custom t-shirt to the homeless and one custom t-shirt to a follower** for every 100 followers that we receive. To qualify to win, follow us and retweet our press release. Use the hashtag #BOB.

  • Ask Question
  • One Response to “ Press Release: Ballers On Budgets Gives To The Homeless ”

    1. Tweets that mention Press Release: Ballers On Budgets Gives To The Homeless | Ballers On Budgets -- Topsy.com
      February 1, 2011 at 2:42 pm

      […] This post was mentioned on Twitter by Kay Part and Kay Part, Ballers On Budgets. Ballers On Budgets said: Ballers On Budgets gives to the homeless. Retweet and spread the word! http://fb.me/SiwPZU4O […]

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: Attending a Wedding on a Budget

    How to Attend a Wedding on a Budget – Kira @ Tip Hero

    As spring approaches, so does the wedding season and all the costs involved. Attending a wedding can quickly become an expensive ordeal if you are not careful.  This article offers some great ideas on ways to save money on transportation, attire, gifts and more.

    10 Tips on Saving Money on Clothes – By 101waystosavemoney.com

    There is more to saving money on clothes than simply avoiding the name brands. A frugal clothes shopper will constantly stay on top of the current deals and isn’t afraid to check out the thift/surplus stores or even the consignment shops. Another money saving tip is to find items that can serve a dual purpose and save you from having to buy two things.

    Make Extra Money with Freelance Writing – By PT

    In today’s day and age, content is key to staying relevant in the web world.  It is because of this reason that many people are earning extra money freelance writing for multiple sources from the comfort of their home. Check out this article for one person’s perspective on successful freelance writing.

  • Ask Question
  • 2 Responses to “ This Week On The Web: Attending a Wedding on a Budget ”

    1. Julie
      January 26, 2011 at 4:44 pm

      Hi,
      I copied your web site from a HARO query. I just wanted to let you know that I am impressed with your site. It has both useful and entertaining information. Thanks for the help.

      Julie

    2. SOUR
      February 1, 2011 at 8:26 pm

      Thanks Julie, that’s exactly what we’re going for! you’re more than welcome to write a guest article and share with all your friends if you’re into writing : ) All we care about is that its informative and researched/factual content!

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Save Up 2010: A Visual Experience

    Our friends at Savings.com have put together a video that highlights Save Up 2010, a convention of DealPros gathered together to network and learn new techniques and strategies in marketing, SEO and saving money. Since the convention, many DealPros have

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: Calculate Your Monthly Budget

    Calculate Your Monthly Budget and more – By Bankrate.com

    Bankrate.com provides a quick and painless way to look at your monthly budget.  By inserting your expenses and income info into the quick Home Budget Calculator, you will instantly be able to see exactly how and where all your money is going each month.  Then use their “view report” tool to find out how you compare to the target goals, which will also highlight the areas you could improve upon.

    10 Smartest Ways to Live Beneath Your Means – By Dumb Little Man

    Almost everyone seems to believe they can cut corners somewhere in their life to save some money but not everyone knows where to start.  Check out Dumb Little Man’s 10 favorite ways to save! 

    Financial Literacy for High School Students – By Commonwealth Bank

    This site features an entire curriculum of a financial literacy class absolutely for free.  Don’t let the “high school students” tag fool you, this site is a great source of knowledge on multiple aspects of dealing with money and can be used as both a personal refresher and a tool for teaching the unaware.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Infographic: Smoking Your Money Away

    Is 2011 your year to quit smoking? Our friends at Deals.com examined the health benefits of kicking the habit and tracked the money you’ll save. The cost of smoking affects your health, your finances, and

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: Getting Organized

    Getting Organized – By Steve Pavlina

    Keeping yourself organized seems to be one of those things that can be an extremely daunting task to some, while others find it to be second nature.  By having pre-established systems for dealing with clutter, not only can you get rid of the chaos and mess in your home/office but you can reduce the amount of stress that comes along with making the constant decisions of where to put everything.

    How to Control Your Finances in 2011 – By J.D. Roth

    For the past 5 years J.D. Roth has added a new tip every January to his evolving roadmap for building a better financial future. This year, there are 11 steps to help you get a hold on your money and hopefully help you find some financial freedom.

    The 8 Worst Habits for Savings Money – By Ben

    Generally speaking, thinking about your expenses is usually a good thing. This article points out 8 ways we might be over or under thinking our money habits. Things like keeping a list of items you want to buy, purchasing things as soon as you are paid and putting off paying more than the minimum are three examples of how you can save money just by acknowledging these less than frugal ways of thinking and acting accordingly.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Giveaway Alert: The Limited Shoulder Bag

    2010 has come and gone and many have decided to make changes in 2011 that will positively affect their health, beauty, or financial situation. We at Ballers On Budgets hope that you decide to add us at a resource to learn from and engage in this year on your quest to self-improvement.

    We begin the new year by congratulating Tifharr, a

  • Ask Question
  • 5 Responses to “ Giveaway Alert: The Limited Shoulder Bag ”

    1. ShellyLynn
      January 4, 2011 at 9:21 pm

      Super excited to finally check out this site after hearing lots of good things from an old friend! Would be more excited to win the bag!!!

    2. Penny Ray
      January 5, 2011 at 9:42 pm

      Thanks so much, Shelly. We hope that you find value in Ballers On Budgets and we appreciate your continued feedback. Also, if you have any questions about finance that you would like investigated or answered please contact us and we will provide you with answers. Happy New Year!

    3. Sharon
      January 6, 2011 at 10:08 pm

      Free handbag…. cool!!

    4. Nicole
      January 9, 2011 at 11:11 pm

      I would love to win the handbag. Thanks.

    5. Penny Ray
      January 10, 2011 at 3:23 pm

      And the winner is…

      …Nicole. Congratulations. An email has been sent for you to claim your prize.

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: Getting Ready for 2011

    Graphic By Salvatore Vuono

    What to Buy In January – By TipHero.com

    With all the major winter holidays over, January can be a great month to save on a wide arrange of items. A common shopping to-do this time of year amongst frugal shoppers is Christmas décor, which can be found just about anywhere with heavily slashed prices. Try to search for the stores that stocked up on things like toys, bedding and electronics over the holidays because you’ll find some spectacular deals as they need to clear shelf space for 2011’s new products!

    7 Frugal Life Skills to “Do It Yourself” and Save Money – By Heather Levin

    For those looking to learn new life skills in 2011, check out this article by Heather Levin.  The more you can learn to do yourself in life, the more financially empowered you’ll become.

    50 Ways to Save $1,000 a Year – By Fox of Squakfox.com

    This article provides 50 fairly simple solutions to helping you save over $1000 dollars a year.   Highlight 12/24 tips you can apply to your own life and organize them into a weekly/monthly task list and let the money saving begin!

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Giveaway Alert: Beauty.com Gift Pack a $50 Value

    Another Christmas has come and gone and we hope that yours was a joyous occasion. We enter another week of holiday giveaways and congratulations must be given to Laurin Hodge, who signed up for our newsletter and received a Gaiam yoga mat. You have seven days to claim your prize and an email has been sent to confirm your address. Please contact us if you have not received it.

    This week we have a very special giveaway from our friends

  • Ask Question
  • 2 Responses to “ Giveaway Alert: Beauty.com Gift Pack a $50 Value ”

    1. Jennifer gersch
      December 27, 2010 at 5:49 pm

      i would love to win beauty garb

    2. Kandace
      December 31, 2010 at 3:05 pm

      Winning would be a fantastic way to start 2011!

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Giveaway Alert: Gaiam Yoga Mat

    One of the top new years resolutions each year is better money management and DJKree 5, winner of last weeks holiday giveaway, will be well on his way to learning how to do so with his prize, “I Will Teach You To Be Rich,” by Ramit Sethi.

    We continue our holiday giveaway season with another prize to aide your resolution of self improvement: a Gaiam yoga mat. Statistics show that only 46% of new years resolutions are maintained after six months and we hope that by seeing this yoga mat around your house you will be motivated to use it.

    To enter to win, comment on this post or register for our site if you haven’t already done so. Only new registrants between today and December 27th

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Women: Build Social Status in 7 Simple Steps

    In America, social status is synonymous with money. The clothes you wear, the car you drive and even the job you have help form your perceived social status. Perhaps you’ve heard the urban legend about the bum collecting coins from pedestrians, but has a mansion in Beverly Hills. Because the bum is seen in a submissive state, begging for money, people immediately assume that the bum is lower class. Anyone who understands the power of perception can use it to their advantage and increase their social status without having more money.

    1. Upgrade your footwear

    Dating expert Jeremy Hamburgh once said, “When women dress stylishly for a
 situation, they feel bulletproof.”

    To feel bulletproof is to have high self-esteem, and high self-esteem can be synonymous with financial security and an elevated social status. Other people notice the positive energy surrounding confident women, and your peers will feed off that energy when in your company.

    You don’t have to break the bank when dressing stylishly. Start with a stylish pair of boots. Many boot styles are multi-seasonal and one good pair will

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Fabulous & Frugal: Stretch Your Holiday Party Budget

    Use What You’ve Got in More Ways than One

    Throwing a festive holiday get together can become a pricey endeavor if you’re not careful. The cost of all the food, drinks and decorations can really sock a punch to your holiday budget. But don’t worry – there is NO reason why you can’t have a fabulous bash without spending a fortune. Stretch your party budget to the max by getting resourceful and creating the ultimate Fab & Fru party experience for both you and your guests!

    Use What You’ve Got!

    The key to decorating is to MULTI TASK every element of your party. From edible decor to transforming everyday items that you already have at home into decorations, you can get the party started WITHOUT spending a bundle!

    Wrap Your Table Like a Present

    If you have wrapping paper remnants lying around, don’t let them go to waste! Use them to design a festive table cloth instead. Just create a runner with a longer piece of wrapping paper, and then use the smaller pieces and scraps to create a unique collage of different colors, patterns, metallics, trees, Santas, or whatever combination you fancy. Use ribbon and tape a bow to the front of the table to really put the finishing touch on your gifty design!

    Create an Edible Decor Dessert Bar

    Instead of having a savory cocktail party with tons of pricey hors d’ouvres, theme your celebration around dessert instead. And the good news is- there’s no

  • Ask Question
  • One Response to “ Fabulous & Frugal: Stretch Your Holiday Party Budget ”

    1. Neil Williams
      December 20, 2010 at 11:30 pm

      Very good post. very much informative especially on this holiday seasons. Good work done.

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Giveaway Alert: “I Will Teach You To Be Rich”

    ‘Tis the season to win free stuff! We enter our third week of holiday giveaways, and before revealing the prize, we must first congratulate SoftPortaver, one of the latest people to sign up for our free newsletter and winner of a Stanley 12 foot tape rule. An email has been sent for you to claim your prize.

    To enter this weeks giveaway, sign up for our newsletter or simply comment on this post. Review our contest rules and be sure to give your correct email address so we may contact you if you win.

    There’s less than three weeks left until the new year and according to a study by Proactive Change, between 40 – 45% of American adults will make a New Years resolution. Along with

  • Ask Question
  • 2 Responses to “ Giveaway Alert: “I Will Teach You To Be Rich” ”

    1. Kiva
      December 13, 2010 at 8:16 pm

      Looks like a good read and I’m all for free stuff!

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On the Web: Christmas Cookie Recipes

    Christmas Cookie Recipes – By 101cookbooks.com

    Check out these creative cookie recipes for some great tips on how to bring some Christmas cheer into the family kitchen this holiday season.  Making your own treats not only can save you money, but should also make a great impression on anyone you share them with.

    Nine Traits of the Middle-Class Millionaire – By mymoneyblog.com

    Not many millionaires blindly stumble upon their wealth.  This article features nine traits that many ambitious people incorporate into their lives to help them reach that higher level of prosperity.

    Gas and Money Saving Tips 1-10 – By Jessie on thepennysaved.com

    10 useful tips for helping a gas guzzling beginner save some cash at the gas tank by providing methods to help change both their driving habits and vehicle maintenance routine.

  • Ask Question
  • One Response to “ Week On the Web: Christmas Cookie Recipes ”

    1. Julia
      December 13, 2010 at 8:37 pm

      I really want to give your Tripe Ginger Cookies a shot. They seem pretty easy to make. Baking is my favorite thing to do around the holidays and couldn’t agree more that it makes a good impression when you bring something homemade to someone’s house for the holiday. I work with Better Recipes and I feel that they offer a nice variety of holiday cookie recipes that are easy to make and delicious. If you are looking to make a good impression this year, I recommend you check out their Christmas Cookie Recipes

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Top 6 Money Making Moves To Be Considered In 2011

    How much money does an average American family make in a year? The answer to this most important question serves as a key in measuring the state of our present economy. According to a recent survey, the average American household income is $47,327. Those families that have dual earners make $68,349 a year. Meanwhile, the media delivers conflicting news. One report states that the recession is over, yet there is a dwindling economic lethargy that is still continuing in the U. S. With almost 14.9 million Americans unemployed, more and more people are trying to make money in order to tackle their dire financial straits.

    American Internet usage is increasing, and the Internet has become a widespread platform for making money. Be aware and stay clear of scam companies. Instead, do what many successful Americans do to earn money and boost their savings when going through adverse financial circumstances.

    1. Start a part time business from home:
    You don’t have to invest

  • Ask Question
  • One Response to “ Top 6 Money Making Moves To Be Considered In 2011 ”

    1. Chris Walden
      February 1, 2011 at 6:28 pm

      Be careful when renting out a “room”. All the same rules apply when it comes time to evict! They are hard to get rid of, so be selective, check credit, etc.

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Vacationing with Children on a Budget: 3 Simple Strategies To Preserve Your Wallet

    It’s hard to plan a great family vacation while living on a budget. If you’re living paycheck to paycheck and just making ends meet, a long vacation may seem out of the question, but, it doesn’t have to be. Careful planning can help you create a nice family vacation without breaking the bank.

    1) Plan In Advance

    If you plan to take a long trip next Summer, start planning in the Winter. Put a little bit of money away each week and you’ll find that saving for a vacation isn’t

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Giveaway Alert: Stanley 12′ Tape Rule

    Our first week of holiday giveaways was a success, thanks to our friends at Broadway Nails. The winner of the designer nail gift set is itstara who commented, “I became a member.”

    Thanks so much for doing so. An email has been sent with instructions on how to claim your prize and you have until Monday, December 13th to respond. If for some reason you have not received our email, please contact us so that we can update our records with your correct information.

    Another highly wished for gift

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: Easy Homemade Christmas Decorations

    Easy Homemade Christmas Decorations – By allfreecrafts.com

    Holiday cheer doesn’t need to come with a high price tag.  Grab your family and friends and have a decorating party or craft night and you’ll be totally set for the holidays with these neat ideas!

    ICantFindMyPhone.com

    This website deserves a bookmark for sure! If you ever find yourself alone and have misplaced your phone, look up this website and they will call it while you listen for your phone’s whereabouts for free.

    What to Buy in December – By Kira @ Tip Hero

    Take advantage of these colder months by purchasing items that are in their off-season. Things like tools, air conditioners, wedding dresses and more seem to be heavily discounted in the winter months.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Is Congress Above the Law on Issue of Insider Trading?

    Few journalists and media outlets have been bold enough to speak out against the issue of congressional insider trading. If you are asking yourself “what in the world is congressional insider trading,” you are a testament to our point.

    Currently, the U.S. Senate and the U.S. Supreme Court are the only two entities that have no rules or laws prohibiting members from profiting off knowledge gained on the job. According to a study issued by the Center for Responsive Politics, between 2008 to 2009, Congressional members posted a 16% collective stock market gain while during this same period the majority of Americans lost money and the NASDAQ fell 8.4%.

    Could it be that members of Congress have an advanced financial IQ that normal Americans are not taught through the public nor private education system? Or, is it

  • Ask Question
  • One Response to “ Is Congress Above the Law on Issue of Insider Trading? ”

    1. Ray Everette
      December 1, 2010 at 7:23 pm

      You can certainly dispel the idea that members of Congress have an advanced IQ in anything, and certainly not “finances”. If they did, the federal budget wouldn’t be in such a deficit. It appears, however, that you are “suggesting” that members of Congress “may” be involved in anything illegal. Really? We are talking about our elected leaders. Is it possible that any of them would be crooks? Oh wait – is it possible that any of them are “not”???

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    How Frugal Budgeting Can Boost Your Savings In This Economy

    Saving money when you’re young is a very important financial lesson. As all good habits should begin at an early stage, saving is no exception. This is perhaps one of the most important things you can do to boost your financial well-being. The average consumer spending in America is $50,638 per annum–an amount that is spent on necessities. The huge expenditures come from the households with a gross annual income of $63,096 on average. The increase in the number of vehicles and the number of homeowners with unpaid home loans are the two primary reasons for the decrease in the savings rate among Americans. Have a look at some facts associated with savings and how frugal budgeting tips can boost your savings ratio.

    Some pain-free ways of saving money

    The biggest problem among Americans is that we’re unaware of our

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Giveaway Alert: Broadway Nail Gift Set $100 Value

    The holiday season is upon us–a season synonymous with shopping, family gatherings, eating binges and office parties. During this most joyous of season’s, many of us also like to adorn our hair, nails, makeup and accessories to show others how good the past year has been to us. Celebrities are no different and lately celebs the likes of Katy Perry, Lady Ga Ga and Fergie have been seen rocking creative design nails.

    For our first giveaway of this holiday season

  • Ask Question
  • 3 Responses to “ Giveaway Alert: Broadway Nail Gift Set $100 Value ”

    1. itstara
      November 29, 2010 at 1:10 pm

      I became a member
      :D

    2. Stacey
      November 29, 2010 at 7:11 pm

      I want these!

    3. nancy quire
      December 1, 2010 at 1:16 am

      love these nails exspecially and your on a budget and can’t afford those pricey acrylic nails.. these nails look just as pricey but at a reasonable price!

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: TravelMath.com

    TravelMath.com

    Ever wondered how much the cost difference would be between driving or flying to your  destination?  Well TravelMath.com is a website designed to calculate of things like total miles, gas usage/cost, estimated length of trip and more.

    Coupon Deals – By Ballers On Budgets

    We are proud to announce a brand new section on BallersOnBudgets.com, Coupon Deals!  Make sure to check this page every week for some great killer discounts on a wide range of products and services from 1000s of different companies.

    SplashUp.com

    SplashUp.com is a graphic/editing tool that you can access for free from any computer on any browser without downloading any software.  This site is great for quick photo or image editing and has become an instant favorite amongst the Ballers On Budgets staff.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Contest Rules

    • Employees of BallersOnBudgets.com and their immediate families are not eligible.
    • Contest entrants must be at least 18 years-old and reside in the United States.
    • Winner will be selected at random from all eligible entries.
    • Prospective entrants who have won a BallersOnBudgets.com giveaway within the last 60 days are ineligible to enter.
    • Winner will be notified via the email account tied to their newsletter subscription, web registration, or comment entry and will have seven (7) days to respond with their contact information in order to claim their prize.
    • Entrants selected who do not respond within the allotted time frame will forfeit their prize and another entrant will be selected in their place.

    Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of BallersOnBudgets.com and/or its designee, which are final and binding in all respects. BallersOnBudgets.com is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided.

  • Ask Question
  • Coupon Deals

    This Week On The Web: The Black Friday Myth

    The Black Friday Myth – By Jeanine Skowronski

    Thinking about splurging on some sweet deals this Black Friday? This article may leave you realizing there is more research to be done than just ad comparison.

    8 Ways to Earn Extra Cash – Anthony Balderrama

    The internet is full of new ways to earn some extra income. Just watch out for all those spam/pyramid schemes out there. Search within for your inner talent and get to work on one or more of these 8 profitable and honest online opportunities.

    My list of 25 money saving tips – By Jacob Lund Fisker

    Try not to become overwhelmed with the number of articles on the web that offer tips on saving money because most of them do actually contain at least one good nugget of information. Luckily for you, we filter through the junk and try to only post the best advice. So y’all come back now ya hear? 

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Disclosure

    BallersOnBudgets.com and the accompanying newsletter contains advertising and some contextual affiliate marketing links and we may get commission on sales of products or services mentioned. However, the content of posts on this site and in the newsletter are never influenced by advertisers nor affiliate partnerships. As well, posts are never written for the sole purpose of promoting a product.

  • Ask Question
  • Black Friday: The Best Time to Christmas Shop – Myth or Truth?

    Black Friday marks the official start of the Christmas shopping season. According to Wikipedia, the term dates back to 1966; however, has become common since 2000. Over the last decade many have become skeptical of Black Friday and the supposed deals that are offered by retailers, leading many to ask if Black Friday is truly the best time to shop for holiday gifts or merely an advertising campaign aimed at getting people through the doors.

    “I love Black Friday shopping,” says Jennie Sanford of Bargain Blessings. “But it is important

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Save Up 2010 Recap

    Save Up 2010 was a convention attended by 30 Savings.com Dealpros in an effort to network and learn new techniques and strategies in marketing, SEO and, of course, saving money. The event kicked off on November 11th with a welcome dinner at Gino’s East, which was a great opportunity for all participants to make initial introductions and get inspired for two days of interactive learning.

    November 12 featured an inspiring and heartfelt presentation from Coupon Mom, Stephanie Nelson, as well as an SEO session directed by Marc Flemming and an interactive creativity

  • Ask Question
  • One Response to “ Save Up 2010 Recap ”

    1. ARE
      November 16, 2010 at 6:04 pm

      Sounds like you all had fun! Good Luck in 2011

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Week On The Web

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    The Blog

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Home

    no text on this page please

  • Ask Question
  • This Week On The Web: Kids Eat Free Restaraunts

    Kids Eat Free – Kicseatfor.com

    The name says it all!  This website lets you search for certain days and deals where kids can eat for free at participating restaraunts in your city!

    50 Cheap Date Ideas – By Diana Vilibert

    When it comes to dating on a budget, creativity is essential.  The next time you plan a date, keep in mind that the most expensive date in the world would eventually become monotonous if you did it over and over again.  Try to think of new and exciting things you can experience with your date.

    6 Tips for Saving on Airfares – By Justinsvr      

    Saving money on airfare might

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: Watch Any NFL Game Online

    Watch NFL Football and More Live Online and For Free – By ATDHE

    With atdhe.net, there is no longer any need to buy expensive cable/satellite sports packages just to see your team play.  This site lets you stream pretty much any major sporting event or television show live from your computer absolutely free.  Simply buy the cable so you

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: Halloween Edition

    Roundup: Halloween on the Cheap – By Kira @ Tip Hero

    There’s no need to spend a ton of money on spooky decorations and costumes this Halloween season if you think like a baller on a budget.  This article features plenty of creative alternatives to help get you in the holiday spirit without breaking the bank.

    Free Offer: 23 Spooky Halloween Recipe Ideas – By the Editors of RecipeLion.com

    If you plan on hosting a Halloween party or maybe just want to impress your friends and loved ones with a festive meal or cocktail, these 23 recipes will surely

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: The Best Times To Buy Things

    The Best Times to Buy Anything, All Year Round By Kevin Purdy and Jason Fitzpatrick

    As many of us are aware, it is best to buy items when they are not in season or during peak times.  The writers of this article have searched long and hard and have come up with this list of common items and the best months to buy them.

    73 Great Debt Elimination Tips – Zen Habits

    There isn’t always just one clear path to getting out of debt, but the journey requires creativity, hard work and resolve. This article features a list of

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Savings.com: Oktoberfest 2010 – A Holiday Worth Saving For

    In the U.S. we love our holidays. Any reason to take off from work and gather as friends around a grill with a couple adult beverages in hand is a good enough reason. And in every calendar month, except August, we have a legal U.S holiday–or other good enough excuse–to take off from work and get drunk.

    Continue Reading

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: 7 Tips to Save on Medical Expenses

    7 Tips to Save Money on Medical Expenses – By Jim Wang

    The costs of health care these days can cause even the most secure family hardships.  This article explains 7 Tips on saving money on medical expenses.

    Homemade versions of Girl Scout cookies – By Robin Shreeves

    Why buy $5 boxes of cookies from little girls at grocery stores when you can impress your friends and love ones with your own homemade versions of the most popular cookies around?

    The 3,000 Mile Oil Change Myth – By Kira @ Tip Hero

    Is the 3,000 mile oil change really necessary in modern day cars? This article discusses the pros and cons of paying to get your oil changed every 3000

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Write For Us

    Ballers On Budgets’ popularity has put us in demand for more writers. To write for us, you don’t have to be an expert in personal finance nor a wordsmith. The only requirement is that you have a passion for researching and writing factual, engaging content.

    Writing Style

    Every article must be written in third person, preferably with at least one original quote. No first person point of view stories will be accepted. If you are an expert on a subject, great. Give the reader the information in a straight forward manner and present it as fact without self-promotion. You will be given a paragraph at the end of each piece to promote your services and products, if applicable.

    Feel free to promote the expertise of the person you interviewed within the context of the article in order to add validity to their claims. With little effort, you can find experts willing to share what they know using online services such as Help A Reporter Out and News Certified Exchange. If you do not use a quoted source, ensure you include the sources of your knowledge. Each article should be at least 400 words and no more than 800 words. We reserve the right to edit your articles for grammar, syntax, etc.

    Videos and Graphics

    We will accept videos and infographics as long as they incorporate one of the seven dimensions of personal finance.

    Topics

    We are looking for any article written on the seven dimensions of personal finance.

    1) Earning
    2) Spending
    3) Borrowing
    4) Saving
    5) Investing
    6) Taxes
    7) Risk Management

    Using these seven dimensions as a guideline you can virtually write about anything. Everything about life falls within one of these dimensions and can be spun into a story. We even accept geographic articles covering personal finance news in your area.

    Benefit For You

    Through Ballers On Budgets you can expand your brand by tapping into our network and promoting yourself via your writers profile at the end of each article. This is also a way for you to hone your skills as a writer, researcher and interviewer. We will help you develop ideas and crowd source for experts if you need it, and writing for us can lead to other paid writing jobs.

    Paid Writing Opportunities

    At this time we do not have any paid positions available. However, our contributors will be the first writers chosen to become paid staff writers once we launch our print magazine. If you want to get your foot in the door, contributing content to our site is the way to do so.

    Contribute Content

    To contribute an article to our site you can either submit a completed article to us for review, or you can send us an informal proposal (a couple paragraphs) outlining the topic you would like to write about. In your proposal include the proposed title, word length, source(s) of reference (including the name and title of an expert if applicable) and estimated time for completion. We will respond to you within 48 hours.

    Paste articles and proposals in the body of an email. Use ‘new article for BOB’ as the subject line. No attachments. Using the same subject line, send infographics as jpg attachments and the link to your video hosted on the web.

    All content must be original and not published anywhere else online or off.

    Request Topic Starter

    If you need help jump-starting the creative process, send us an email with ‘idea request’ as the subject line. Include your name, geographic location and website (if applicable) in the email. We will respond within 72 hours with a topic for you to research and write about. Disclaimer: If you request an idea from us, you must write the article for our site. By requesting an idea you agree to these terms. In order to request an idea, you must first write an article that we accept and publish.

    Email: Submissions@BallersOnBudgets.com

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web: How to Negotiate a Low Car Price

     

    Check out these 12 relatively unknown websites that can help save you money in all sorts of different aspects of your life.

    23 Things Beginners Absolutely Must Know About Saving for Retirement – By David Weliver

    Saving money towards retirement can be a daunting task, especially when you don’t know where to start.  This article will help young adults with planning for the future.

    How to systematically negotiate a low car price – By Car Negotiation Coach

    Take the guessing work out of haggling for a lower price when purchasing a car.  Simply follow these steps to insure you get a good deal!

  • Ask Question
  • One Response to “ This Week On The Web: How to Negotiate a Low Car Price ”

    1. Car Negotiation Coach
      September 25, 2010 at 11:30 am

      Hey BoaB, thanks for including me! I’m looking forward to when your ebook is released.

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Inexpensive Gifts For the Writer in Your Life

    September is Be Kind to Editors and Writers Month. It is great that editors and writers have their own month of acknowledgment; however, the appreciation for writers is something that should be shown all throughout the year, month to month, day by day. Writers are educators. Writers make a habit of reading not only to stay informed on world events but in order to inform others of things that are not necessarily common knowledge. Writers are the worlds experts. Writers lead the fight against wrong doing by exposing corruption and tyranny. Writers write not because it pays well, but because it makes them feel good. Writers are the unsung heroes of the human race.

    Most writers may not feel comfortable being

  • Ask Question
  • 4 Responses to “ Inexpensive Gifts For the Writer in Your Life ”

    1. Cherie K. Miller
      September 17, 2010 at 4:01 pm

      This is a terrific list of great ideas for the writers in the family. Thanks for compiling it. I especially like the post-it note one, but wonder where one could find such an item?

      And I’ve been way too slack on thanking those writers who’ve given me hours of pleasure. I’ll be right back….

    2. Penny Ray
      September 17, 2010 at 4:18 pm

      Thank you, Cherie. There are probably others, but you can order personalized sticky notes from American Stationery.

      http://www.americanstationery.com/shopping/prod_detail/main.asp-pid-145

    3. Ruth E. Thaler-Carter
      September 17, 2010 at 4:54 pm

      I’m not sure what happened to my suggestions, but they were:
      – a copy of Writer’s Market or Literary Marketplace
      – subscriptions to Writer’s Digest, Poets & Writers, or The Writer magazines
      – a fancy book of blank pages (available at stationery stores, card shops, bookstores, even Wegman’s grocery stores!)
      – a fountain pen
      – a “craft” pen – a pen from a local craftsperson, such as one in wood or with beads all over it
      – a mug and selection of gourmet teas or cocoas

    4. jai gopal
      September 17, 2010 at 5:02 pm

      Thanks Penny. @Cherie if you google custom printed post-it you\’ll find many who do them. Also another suggestion– my wife makes beautiful artistic covers for moleskine notebooks– made popular by Hemingway and Picasso. I\’m pretty sure she\’s the only one out there making these. I\’m a writer and she made one for me to use and then decided to sell them in her line. They\’re really beautiful and you can see one here:

      http://shop.eleveneleven.net/Wild-Mushrooms-Moleskine-Notebook-Cover/M/B003U8GQ6G.htm

      Thanks for appreciating writers! Jai Gopal

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    This Week On The Web : This First Post

    Every week, BallersOnBudgets.com features different articles we’ve found on the web to help expand not only one’s mind, body and soul but hopefully their wallet as well.  Don’t forget to SIGN UP FOR OUR NEWSLETTER and get these links sent to your inbox for free!

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Budget Cooking 101: Toasted Tomato and Basil

    A quick and easy appetizer, or afternoon snack, for people on a budget.

    Ingredients:
    Olive oil
    Dried basil
    Finely chopped or Minced garlic
    Roma tomatoes
    French baguette
    Mozzarella cheese

    YouTube Preview Image


  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Savings.com: Solar Panels Cost Worth the Benefits?

    <25NN4YXZ4JPG>How long will it take for solar panels to pay for themselves?

    The question seems like an easy one to find the answer for, until you realize that you don’t know that much about solar energy. The question was posed to Rachel Connor, a Sustainable Building Instructor for Solar Energy International, who was more than happy to provide a brief education on energy conservation before answering:

    Continue Reading

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    NFL on a Budget – Four Tips to Minimize Your Expenses

    NFL in the U.S. is big business. The New England Patriots, the leagues second most profitable team, boasts the most expensive ticket in football — $118 on average for general seating — and according to Team Marketing Report, in 2008 it cost a family of four approximately $600 to attend a game at Gillette Stadium. With prices like this, many NFL fans find themselves unable to support their team by attending a game and enjoying the experience of live gridiron action. However, with early planning and savvy thinking, even someone on the smallest of budgets can enjoy at least one live NFL game per year.

    1. See a preseason game. Many season ticket holders sell their preseason tickets for almost half of face value on discount ticket sites and Craigslist.

    2. Ride with a

  • Ask Question
  • 2 Responses to “ NFL on a Budget – Four Tips to Minimize Your Expenses ”

    1. flight hero
      February 2, 2011 at 5:36 pm

      I hope they don’t eliminate 2 preseason games like they are talking about. That just means even less people will have the means to see a live NFL game.

    2. Penny Ray
      February 2, 2011 at 6:57 pm

      Very much agreed. But believe me, the NFL will find a way to get their money. The power of big business is phenomenal. Thanks

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Savings.com: Getting Up to Code with the Latest Programming Languages

    June is “Rebuild Your Life” month, and for the many in the U.S. that have found themselves unemployed it seems as if 2010 has been “Rebuild Your Life” year. With a degree of uncertainty, many turn to freelancing their services, while others struggle to stretch unemployment wages. Some choose to go back to school and learn new job skills, while others awaken–humbled by the thought of younger generation job seekers being more educated and more qualified than they are–with no idea what step to take first.

    Continue Reading

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Budget Cooking 101: Blueberry Pineapple Cobbler

     

    INGREDIENTS

    • 21 oz   Blueberry Pie Filling
    • 21 oz   Shredded Pineapple
    • 1 Box Yellow Cake Mix
    • 1 Stick of Butter

     

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Savings.com: Do Good Men’s Shoes Equal Higher Social Status?

    Purchasing a pair of shoes is a thought provoking endeavor that many men find a chore, not worthy of the energy expended. The wearer must choose which fashion compliments his personal style of dress and unsatisfactory shoes cannot be altered after a couple of wears. Furthermore, great shoes have long been synonymous with expensive and most men would rather spend their money on something else. However, a good pair of shoes can actually save you money over time. You will certainly have to replace the soles one day, but with the proper upkeep quality footwear can last years or even decades.

    Continue Reading

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Budget Cooking 101: Saltine Cracker Porkchops

     

    INGREDIENTS

    • Pork Chops
    • 1 or 2 Eggs
    • Saltine Crackers
    • Salt & Pepper
    • Garlic Salt
    • Hot Spice (optional: Jalapeno Seasoning)

     

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Savings.com: Begin the Equine – Are Equestrian Sports Only for the Upper Class?

    Other than coverage of the Triple Crown horse racing–the Kentucky Derby, Preakness and Belmont Stakes–equestrian sports are largely absent the media coverage that other sports receive. The American equine industry, however, is a vastly diverse and economically productive business. According to the American Horse Council Foundation’s 2005 economic study, the horse industry generates 1.4 million full-time jobs in the U.S. and pays $1.9 billion in taxes. Additionally, there are horses in every state and forty-five states have at least 20,000 horses each.

    Continue Reading

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Budget Cooking 101: Sweet Ball in a Basket

    A quick, cheap breakfast recipe for people on a budget and in a hurry.

    Ingredients:
    Eggs
    Bread
    Olive oil (optional)
    Butter
    Salt & Pepper (optional)
    Syrup


    YouTube Preview Image


  • Ask Question
  • One Response to “ Budget Cooking 101: Sweet Ball in a Basket ”

    1. Grant
      August 6, 2010 at 12:03 pm

      Damn this looks goood!! I already had breakfast today but I’ll try this out in a minute..

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Savings.com: Tax Refund – Spend on iPad or IRA?

    The April 2010 issue of Campus Talk Magazine contains two pie charts illustrating the difference between how Americans SAY they will use their tax refunds and how they actually use it. In the graphic, 57 percent say they will invest or save their money, 21 percent will use it to pay down debt, 12 percent will use it on home or car repairs and 10 percent will give it to charity.

    Continue Reading

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Father’s Day on a Budget – Make It Personal

    Don’t let a low bank account get you down this Father’s Day. There are plenty of thoughtful gift alternatives that can show dad you care without spending a lot of money. The good thing about holidays such as Mother’s Day and Father’s Day is that the quality of the gift comes more from the amount of thought you put into it rather than the amount of money you spend.

    One of the best ways to make dad feel loved and appreciated is to think about what he likes to do with his free time then find a way to either enjoy it with him or give a gift that will help him enjoy his free time more. Be creative. If you don’t have money to purchase dad tickets to a sporting event, spend a couple hours bargain shopping for sports clothing and memorabilia. If you can’t afford that new tech toy dad’s been talking about, purchase him a subscription to a gadget magazine, or buy him an accessory to one of his current toys instead.

    The most important thing to remember is that the best gift decision comes from within, only you have the power to make it

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Free Resources

    Ballers On Budgets has no monetary affiliation with any of the resources on this page. This is merely a collection of free services and products which can make your life easier. We make no guarantee to the quality of service that these organizations provide.

    Accounting Classes
    Accounting Coach

    Accounting Software
    Mint

    Business Cards
    Vistaprint

    Business Classes
    Small Business Training Network
    My Own Business

    Computer Support
    Protonic

    English Grammar Lessons & Tests
    Grammar Monster

    Family Calendar
    Famundo

    Foreign Language
    e Language School

    Jewelry
    Silver Jewelry Club

    Journalism & Writing Classes
    News University
    Reynolds Center
    Diploma Guide

    Miscellaneous
    About University

    Online Banking
    ING
    SmartyPig

    Photography
    Picasa

    Radio Station
    Pandora
    Classical Live

    Recipes
    All Recipes
    Epicurious

    Sheet Music
    Mutopia Project

    Spam Filter
    Spamato

    Time Management
    Remember the Milk

    Web Building Tutorials
    W3Schools

    Website & Hosting
    Weebly

    WiFi
    Wi Fi Free Spot

  • Ask Question
  • One Response to “ Free Resources ”

    1. sander
      June 18, 2011 at 4:43 am

      Great One…

      Thanks. My link:http://kateyhwjenkins.xanga.com/ ,Thanks again….

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Savings.com: Volunteer Tourism – Free Summer Vacation?

    Single passenger round-trip airfare to Florida…$745. Two week hotel stay…$980. Three square meals a day for two weeks…$320. Taking your entire family on a summer vacation where they learn new skills and having the whole trip paid for by someone else…Priceless. This is the attitude of an increasing group of people known as immersion travelers.

    Continue Reading…

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Cruise Vacations On a Budget: Alternative to Traditional Family Vacations

    No matter the worlds economic state, vacation from the grinds of daily life will always be a welcomed pleasure, and cruise vacations can be exhilarating and cost-effective if planned correctly. One of the most enticing factors of a cruise vacation is that the majority of your mandatory costs will come from booking the cruise itself, and you may not have to worry about any other expenses except for travel to the port. Factors such as timing and fees are important to consider before swiping the credit card.

  • Ask Question
  • 3 Responses to “ Cruise Vacations On a Budget: Alternative to Traditional Family Vacations ”

    1. Henry
      January 17, 2011 at 11:22 pm

      I never realized how closely cruise prices are tied to the school year. Makes since, thanks for the great article.

    2. SOUR
      February 16, 2011 at 11:20 pm

      Don’t forget that ALCOHOL is one of the most expensive things when on a cruise vacation. The majority of cruises allow you to bring 1 bottle of wine per person over 21 so make sure to take advantage.

      Warning: Scanners will show any glass bottles and you bag will get pulled for further inspection (speaking from experience :P).

      I’m not saying but I’m saying –
      http://www.rumrunnerflasks.com/

    3. Week On The Web: Vacations, Inner Reflection and Fishing,
      June 21, 2011 at 10:30 pm

      […] is of course if you know what you’re doing. (Read my article on cruises vacations on a budget HERE) It is important to remember that you’re initial purchase of the cabin(s) is not only your ticket […]

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Savings.com: Exercise Alternatives to Gym-Hopping

    Julia Newman, a 24 year old law student in New York, made headlines with her blog  Buns of Steal  which documents her quest to acquire free gym workouts for an entire year. Her plan is to “hop” around the five boroughs, taking advantage of every free trial and coupon she can find. When asked how she felt about this concept of exercise on a budget, Lesley Voth, author of Simply Fantastic: Living Better On Less, agreed with Julia on the fact that visiting gyms in your area on a trial basis gives you the advantage when negotiating a good deal. “On the other hand,” she says, “I see no sense in traipsing around the city, or countryside, looking for a free deal at a gym.”

    CLICK HERE TO CONTINUE READING

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Summer Vacation Overseas – A Trending Twist

    Imagine a summer vacation where you know not a single person, where every convenience that you’re accustomed to is considered by locals as a luxury enjoyed by the wealthy. Imagine vacationing in a place where you barely speak the local language, where you work and sweat more often than play; a summer vacation where the purpose is to learn, give back to the world and feel good about doing so. At first thought, this vacation may not be alluring. Now, imagine that same vacation completely paid for by someone else, adding a little money to your pocket as well. All of a sudden this summer vacation seems a bit more fascinating. For Teresa Coates, this working holiday, or what some call “voluntourism,” is a must-do every year.

    “Last year, I took my two kids and spent the summer in Vietnam,” recalls Teresa. “I taught English for 12 weeks and we traveled locally on the weekends. Then we spent nearly three weeks traveling through Vietnam, Thailand and Malaysia before coming back to the United States. I earned enough over those 12 weeks to pay for the whole trip.” Teresa has a

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Prom On A Budget: Think Outside the Box

    Anyone that has experienced the preparations required for prom, or any other elegant event, knows that the related costs can be quite high. Prom season is a time when teenagers are full of excitement, while their parents minds are preoccupied with calculating the financial burden involved. Clothing, accessories, grooming and transportation costs can really add up unless you stay both informed and open minded. When planning out your prom to-do list, challenge yourself to think outside-the-box.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Renting and Buying Movies on a Budget

    Giovanni Sades / FreeDigitalPhotos.netLet’s be honest, not all movies are worth seeing in the theater or purchasing on video. Many factors determine whether or not a person enjoys a particular movie and everyone’s opinion and perspective differs. Sometimes the plot line leaves something to be desired, the acting is below par, or maybe you just don’t find the movie captivating. One thing is almost certain, you will not like every movie you watch. Conscious shoppers have learned to watch or rent any movie before deciding to purchase it.

    Renting and Borrowing

    -Join Netflix

    As of this writing, you can rent unlimited movies without any late fees or shipping costs for less than $10 a month. In addition, you will have access to thousands of movies instantly from any computer with an Internet connection.

    -Public Libraries

    Libraries and Universities often offer free movie rentals to their members. Take advantage of them.

    -Start a Movie Club

    Share movies with your friends. Develop a checkout system and keep track of who has what. Organization is essential in making a movie club successful. If you don’t trust

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Taxes on a Budget – The Cardinal Rule

    A recent questionnaire directed to a group of tax professionals revealed that some of the most overlooked tax deductions are moving expenses, non-reimbursed employee expenses, medical miles driven to the doctor, job hunting expenses, sales tax on new vehicle purchases and the various credits given to tax payers each year such as the earned income credit, residential energy credit, and the child and dependent care credit. In addition, each year brings new tax regulations or changes to existing regulations.

    For example, the 2009 tax season brought about three specific new credits which many have never heard of:
    -The Making Work Pay Credit
    -The American Opportunity Credit
    -The Plug-In Electric Vehicle Credit

    If this is your first time learning of these tax credits, you probably shouldn’t be doing your taxes without the help of a professional. Ricky Pritchard, an Enrolled Agent (EA) licensed to practice before all divisions

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Valentines Day Ideas for Women on a Budget

    narabiaondeviantartdotcomFrom a man’s perspective, Valentines Day gift shopping should be fairly simple for a female. Some men believe that this “holiday of romance” is a female holiday that pressures the man into proving romanticism and satisfying his partner; however, the goal for women on Valentines Day is the same goal that men share – to demonstrate your love and appreciation for your mate. This simple task does not require a lot of money.

    Coupons

    Explore your creative side and design fun coupons out of construction paper. An intense backrub, favorite homemade meal, boys night out, guy movie, and laundry service are a few suggestions to get you started. Instruct your mate to redeem them at a time of his choosing.

    Human fondue

    Purchase chocolate syrup, frosting, fruit, and whip cream from the grocery store and have an imaginative night of foreplay.

  • Ask Question
  • One Response to “ Valentines Day Ideas for Women on a Budget ”

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Valentines Day Ideas for Men on a Budget

    According to Dr. Travis Stork, the benefits of being in love include fewer doctor visits, faster healing, less depression, less substance abuse, lower blood pressure, less anxiety, fewer colds, longer life and of course, a happier life. By these measures, love is a cure for everything. If this is the case, why is it so hard to make love work? One recent survey concludes that nine out of ten women just want to feel special on Valentines Day. If there is no argument that Valentines Day is the official holiday of romance, then one can assume that in order to make love work you must, at all times, treat your mate as if she is the most precious gem in the world.

    At work delivery

    Even when occurring on a weekend, not many people enjoy the luxury of having Valentines Day off from work. Women love to stand out amongst their friends and sending something to your mates workplace can have her churning with excitement and anticipation of seeing you later. Don’t stick to traditional flowers. Send something like an edible chocolate-dipped fruit bouquet, or a hand written poem delivered by singing telegram. Ensure that the moment she returns

  • Ask Question
  • One Response to “ Valentines Day Ideas for Men on a Budget ”

    1. Tweets that mention Valentines Day Ideas for Men on a Budget | Ballers On Budgets -- Topsy.com
      February 7, 2011 at 3:09 pm

      […] This post was mentioned on Twitter by Kevin Roberts, Ballers On Budgets. Ballers On Budgets said: Valentines Day Ideas for Men on a Budget http://fb.me/GCKMZedV […]

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Throwing A Successful Party – 5 Essentials

    Everyone, whether young, old, inexperienced, or shindig connoisseur, must adhere to a few rules when attempting to host a successful party. The most important of rules is to plan ahead. Make sure you have all of the necessities beforehand; toilet paper, plastic cups, ping pong balls, kegs, etc. Also, be sure to get an estimated body count for the party so you can plan accordingly. Remove any valuables from the common areas and lock the rooms you would like people to stay out of. Also, don’t be afraid to say “no” when females or friends ask for special treatment and want access to your private bedroom or bathroom. Once you let one person do it, you’ll have to tend to every other friend’s request for the duration of your party. That being said, never throw a party without these five party essentials.

    1. Alcohol

    Whether you drink or not, every party should at least offer alcohol. A little bit of booze can go a long way when it comes to getting your guests to relax and make new friends.

    2. Music

    If you don’t keep up with the latest music trends, get a friend to act as DJ or bring an iPod. If you have any musical instruments make sure they are accessible. Impromptu jam sessions can be key to a killer bash.

    3. Activities

    Make sure there is always some sort of entertainment or activity that your guests can participate in. No one likes to stand in a room full of strangers and feel forced into potentially awkward conversations. Games like beer pong, flip cup, dice, and cards can overcome any problematic guy to girl ratios and are great ways to help your guests interact with each other. Competition and teamwork will bring your guests together, allowing them to interact without much effort or personal disclosure.

    4. Bathroom Accessibility and Other Necessities

    Bathroom lines can put a major damper on any party or gathering and so can a lack of toilet paper. Make sure you have both of these covered well before hosting a party somewhere. Also, try and keep an eye out for vomiting guests. They can not only cause a serious mess, but can potentially hold up your bathroom for lengthy periods of time.

    5. Snacks

    Even if you can only serve saltines, snacks are a must have. Snacks will not only keep the designated drivers occupied, but will provide intoxicated guests some much needed sustenance. It’s also a good idea to pick up some kind of non-alcoholic beverage for those who don’t drink or are trying to sober up.

    Honorable Mention: Party Themes

    Some people will argue that having a theme is a necessity for every successful party. Many will agree that some of the most momentous parties are themed; however, not everyone likes to play dress up.


  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Facebook Etiquette: 13 Things to Never Do On Social Networking Sites

    Avoiding Facebook is like avoiding the plague these days. If your friends have it, you’re eventually going to get it too. The more interesting thing is, if you’re just now succumbing to Facebook, you’ve only been hurting your own social life.

    Social networking sites are what you make them. Whether you take an “accept all friend requests” approach or choose to only communicate with a handful of close personal friends, sites like Facebook are a communication tool. They allow you to catch up with old acquaintances, keep in touch with current ones and so much more. As well, you can keep up-to-date with various local events that you would not have found out about otherwise.

    In order to maintain “Baller” status, it’s important to keep up an active lifestyle or at the very least, the portrayal of one. Facebook is a great way to help you network and allow others to see everything you have your hands in. Keep your image up by adhering to these 13 no-no’s of social networking.

    1. Written Rules

    Yes, Facebook, Myspace and all of the other social networking sites have rules. Follow them. Things such as fake

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Movies on a Budget: See Everything You Want For Cheap – PART II

    MOVIES ON A BUDGET:   PART II

    Hopefully by now you have already read PART I of this series on how to save money on going out to the movies.  If you haven’t… CLICK HERE

    movies1“Why do YOU like/go to the movies?”  This was the question that I asked our B.O.B. facebook and twitter communities and I can’t say I was surprised by the responses.  The majority of people said they went to the theatre to escape.  At first I thought this was kind of a sad reason.  Were their lives really so bad?  Well maybe not. After further thought I realized these people have simply figured out that movies can be a great outlet for relieving stress, sparking their imagination and can even add a little excitement into their otherwise mundane and repetitive work schedules.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Keeping Your Home Fresh – Spend Less and Clean Smarter – PART I

     PART I:   The Cleaning Essentials

    housecleaning1

     To say, “today’s market of cleaning products is oversaturated and overpriced,” would be a major understatement.  Never before has there been so many fancy mops, air fresheners, spray bottles and other contraptions designed to spark our interest and take our money.  And what good does the millions of dollars these companies spend on advertising actually do for cleaning our homes? The answer is NOTHING.  Therefore, the first and most immediate way to save money on cleaning your home is to NEVER buy name brand cleaning products. 

     Personally, I use the dollar store for all of my cleaning needs.  You’ll find that once you knock out the name brands and other advertising gimmicks the amount of choices you have to make on actual cleaning products is far less.  The reason?  Because you can achieve the same level of cleanliness with some general cleaning knowledge and the use of some everyday home essentials.  

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Dating On A Budget: Keeping Your Mate Interested Year Round – PART 2

    dating2It’s a proven fact that the lower a person’s self-esteem, the less likely they are to find and keep an intimate partner. As well, recent studies have sited lack of success among the top five reasons associated with low self-esteem. If you ask ten different people to define success, you will get ten different answers, and rightfully so. Success is relative to the person defining it. With this understood, would it be incorrect to say that many associate the size of their bank account with success? How many times have you told yourself that some hot body was out of your league? What was your true motivation for believing that? Only you will ever know. However, regardless of how much money you have, unconditional love can be achieved. Here are a few ideas for having intimate fun while spending less.

    Take On A New Hobby Or Skill

    Honestly, I can’t think of a better way to learn something while truly getting to

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    The Book

  • Ask Question
  • Gas On A Budget – 3 Keys To Spending Less As Prices Go Up

    gasolinetips1

    Petroleum… a natural resource that literally changed the world of transportation. It has also become to source of our dependance and despise. Once powerless countries are now thriving metropolises because of the value of petroleum and the power that comes with it… and was there really anything we could do about it?  Unless you live in a city where you can get around solely by public transportation… gas can be as important to your costs of living as food and electricity.  I mean how else are you supposed to get to work so you can pay the bills?

     Thus our dependence on oil severely limits our options when it comes to spending money on gas.  I’ve decided to steer clear of the most obvious and perhaps the most difficult changes you could make towards decreasing your need for gas (i.e. carpooling, riding a bike, buying a hybrid/smaller ride etc) and focus on the more practical methods.

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Beauty On A Budget – 8 Tips To Keep You Beautiful Without Breaking The Bank

    beautytips1

     

    Let’s be honest, today’s pop-culture judges you on the way you look, rather than the person you are inside. With respect to those that don’t judge others on looks, I will admit that beauty alone will not get you to baller status unless your chosen career path is in the modeling industry. Sadly, the fact still remains that your chances of being accepted into any social clique significantly increases if you have socially appealing looks. Achieving what others may call beauty is challenging, no matter the amount of your budget, and can be quite time consuming. Here are 8 tips to keep everyone, regardless of gender, beautiful, for less.

    1) Find a professional that’s willing to barter

    More than likely, you have something that another person can benefit from. Whether it’s a service or a product that you sell (or even make), trading it can be less expensive than

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Dating On A Budget: Keeping Your Mate Interested Year Round – PART 1

    dating1

    Here’s a shocker; the number one reason for divorce in America is money. Other reasons sited have been infidelity, poor communication, change in priorities, sexual issues, failed expectations of their spouse, and many others. However, quite frankly, it’s saddening that men and women can’t seem to coexist under the same household without monetary conflicts. The solution to this problem is to date on a budget. Talking about your finances early in the relationship widely opens the communication door, because most are uncomfortable talking about money with someone they intimately like. Furthermore, if you practice frugal dating techniques, you will build habits that become second nature as the relationship matures. So, as your bank account grows, you’ll both be less likely to spend excessively. To get you started, here are a few tips for interesting dates on a tight budget.

    Take It Easy

    This is by far one of the most important

  • Ask Question
  • 4 Responses to “ Dating On A Budget: Keeping Your Mate Interested Year Round – PART 1 ”

    1. Woody
      November 26, 2009 at 4:47 pm

      this one is my favorite thus far.

    2. Erin Gallagher
      December 3, 2009 at 9:31 am

      Great ideas! There are so many free activities to do in this area that most people never know about; you could easily devote an entire website to Free Things to do in Tally. Free-attractions.com some info but it’s sadly limited.

    3. SOUR
      December 3, 2009 at 8:53 pm

      Thanks for all the comments/tips Erin… In regards to Tallahassee specific information, we’re trying to keep the advice/tips applicable to anyone regardless of their location so we can’t devote the time to that.

    4. Chase Chandler, The Alpha Male
      June 23, 2010 at 3:13 pm

      that garage sale scavanger hunt is a sweet idea! id even do that if i was ballin! also i live by NYC and i really should take advantage of city walks! thanks for the great find!

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Movies on a Budget: See Everything You Want for Cheap – PART 1

    movies1

    With movie prices as high as they are, paying to see a below par movie can be very frustrating. Some people have even stopped going to the theaters all together, as a means to cut costs. As a personal movie buff, I can attest that nothing beats a killer movie on the big screen. Furthermore, you can’t get an easier date setting… all you have to do is sit there. So, while I do encourage the use of Netflix and other money saving movie alternatives, here is the first installment of a two-part series aimed at helping add a little bit of the real BIG SCREEN back into your life.

    Disclaimer: Some of the tips listed below may be frowned upon by the movie theater,

  • Ask Question
  • 3 Responses to “ Movies on a Budget: See Everything You Want for Cheap – PART 1 ”

    1. Woody
      November 23, 2009 at 8:08 pm

      Ballin. Almost makes me want to see New Moon. Almost. Keep up the good work for us poor pimps.

    2. Erin G.
      December 3, 2009 at 8:56 am

      I’m a huge movie buff myself, and I agree that sometimes nothing compares to seeing a flick on a big screen. Remember how AMC used to allow patrons to bring in any outside food, as long as it was “purchased at the mall”? To my chagrin, last week I went to see The Fourth Kind and noticed a large sign reading “Absolutely NO outside food or drink of any kind” at the entrance. I guess they finally realized how much money they’re losing… So, I suggest carrying a large purse/man bag to smuggle in your munchies :)

    3. Movies on a Budget: See Everything You Want For Cheap - PART II | Ballers On Budgets
      December 24, 2009 at 9:44 pm

      […] Hopefully by now you have already read PART I of this series on how to save money on going out to the movies.  If you haven’t… CLICK HERE […]

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Grocery Shopping On A Budget – 5 Actions You Should Apply Today

    groceries1

    Let’s admit the obvious. Times are hard. From the highest government official to the freshman college student, everyone is looking for areas in their life where they can “cut back” on spending. The fact remains, we must eat to survive, and ballers on a budget love to eat good. There’s nothing wrong with that, however, over-spending and overeating can lead to a multitude of problems which I can’t get into with the space provided. Alternately, here are 5 things you need to start practicing now in order to gain control of over-spending on food.

    1) Make A List

    It may not seem baller to be walking around the grocery store with a list in your hand, however, admitting that you don’t have the best memory in the world and doing

  • Ask Question
  • 3 Responses to “ Grocery Shopping On A Budget – 5 Actions You Should Apply Today ”

    1. SOUR
      November 19, 2009 at 5:18 pm

      Don’t forget… Never go grocery shopping HUNGRY, WASTED or EMOTIONALLY DISTRAUGHT. Any of those will lead to impulse buys that you have not budgeted for.

    2. racegirl2056
      December 1, 2009 at 4:17 pm

      I went to the grocery store hungry one time and learned that I will never do that again…Also, making a list is the best thing.

    3. Erin G.
      December 3, 2009 at 8:49 am

      All fantastic ideas; I like how you’re updating the notion of “baller” to mean intelligent and economically savvy. You’re right, although making multiple stops can be a pain, just try buying your paper/hygiene/non-food goods at Wal-Mart instead of Publix once and see how much you save; it’s absolutely worth it, especially in this town where you most likely won’t have to drive very far from a Publix to a Wal-Mart. I live by myself and find it tough to shop for only one person without ending up throwing out old food. I’ve started utilizing my freezer to the max. If chicken breasts or pork chops go on sale I snag them up and freeze each one individually. I can thaw out and cook what I need when I need it without making extra food that may go to waste. You can also freeze things like fresh herbs, sauces, and pre-chopped veggies. Seriously, taking the time to do this saves major time and money in the future. And be realistic about produce; if you honestly don’t think you’ll consume a whole bunch of grapes or bag of baby carrots before they go bad, don’t buy them just because they’re on sale. Kudos, Jason!

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Drinking Alcohol On A Budget-13 Tips You Can’t Forget

    alcohol1

    Ahhhh Booze

    . That magical concoction that whisks your worries away, lowers your social inhibitions and brings people together… well on a good night anyways. Let’s be real for a minute, unless you’re just horrible at talking to the opposite sex, Alcohol is NOT a necessity. It was always fun to joke with my friends back in college that food and other necessities came after we bought the keg/handle for that night’s debaucheries. It seems I had the Baller part down… the budget part, not so much.

    So if you’re strapped for cash the most obvious and effective method for drinking alcohol while on a budget is simply not to drink at all or to just drink less. Unfortunately for some people… *cough* myself *cough* this is far from the easiest method and stopping all together isn’t really an option with a lifestyle full of bar promotions, football tailgates and rock concerts.

    Another issue with trying to save money on Alcohol… it’s a recession proof product. This means the chance and occasion for major bargains on your favorite cocktail are pretty much nonexistent. But don’t you worry, there are still ways to lower that booze bill… I have gathered a list of more useful methods to help you save money on alcohol while still ballin on a budget.

    1. PREDRINK – Unless you don’t know how to pace yourself once you get to the bar,

  • Ask Question
  • 6 Responses to “ Drinking Alcohol On A Budget-13 Tips You Can’t Forget ”

    1. Audre
      November 23, 2009 at 2:14 pm

      See?! I knew I was balling on a budget! Long Island Ice Tea is my drink of choice, cause it usually only takes two to cover me for the whole night.

    2. Woody
      November 26, 2009 at 4:54 pm

      kegerator…wish they would have taught how to build that in shop class…

    3. Erin Gallagher
      December 3, 2009 at 9:22 am

      I love #13! These are great tips. Do you know if there’s a site dedicated to keeping up with the happy hours/drink specials for Tallahassee on a daily basis? That would be a killer idea to have information for each bar/club/restaurant come up just by clicking on a date on a calendar instead of having to check each establishment’s websites individually. Another tip: Be open to offers for free drinks. I’m a staunch feminist and even I will exercise my societal advantages and allow a nice man/woman to buy me a drink if they offer. Just make sure you take it directly from the bartender (roofies, anyone?) and make it clear that this doesn’t guarantee any action later.

    4. SOUR
      December 3, 2009 at 10:36 am

      Stay tuned Woody. We already have an article planned on doing just that… building a kegerator!

    5. Movies on a Budget: See Everything You Want For Cheap - PART II | Ballers On Budgets
      December 24, 2009 at 9:47 pm

      […] 14. BRING A FLASK… If you’re planning on having drinks at some point in the night sneaking in a flask can definitely lower the bar/restaurant bill and may even give you some points with your date for bravado.  Note: This is Illegal so be smooth and smuggle at your own risk.   Click Here to read… Drinking Alcohol on a Budget – 13 Tips You Can’t Forget […]

    6. John S
      June 7, 2010 at 2:02 am

      Never buy more than one drink. If you drink beer, then refill it with water. You’re there to get laid, or listen to the band, not pay high drink prices. The other, more preferable method is to buy a coke, tell them you’re designated driver, and use the flask method. In either method, when you pretend to step out to smoke, you’re really going to the car to refill.

    Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    Contact

    Email:

    Anthony “Penny” Ray Everette Penny@BallersOnBudgets.com

    Jason Sauer Sour@BallersOnBudgets.com

  • Ask Question
  • Leave a Reply

    *
    To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
    Click to hear an audio file of the anti-spam word

    What is a Baller?

    Definition – UrbanDictionary.com – Baller On A Budget:

    (A phrase used as a noun overall) An individual who seamlessly combines the social attributes of a “baller” (one who demonstrates a dispensable income at social gatherings which automatically leads to popularity and desirability with both the male and female members of any given social group in any given social situation) and a budget-minded individual who aspires to achieve a similar level of popularity and desirability without having a dispensable income on hand.

    BallersOnBudgets.com is phase 1 of a three phase project that will educate  and share tips on how to stay socially active while pinching pennies. We encourage you to share your own tips. As well, we ask that you share this resource with other ballers. If you would like a sneak peak into phase 2 of the Ballers On Budgets project click here to read the latest draft of Ballin on A Budget – The Book Proposal.

  • Ask Question
  • We’re Helping The Homeless

    Week on the Web

    Theme Tweaker by Unreal