In today’s job market, you may have to put in some major effort to land a job that is desirable. Despite what the commercials tell you, there usually isn’t just one single website that you can visit to gather all of the information you need. When you do search for jobs online, I recommend looking through as many websites as possible until you’re satisfied or your search results become redundant. I particularly like a site called Indeed, which has a special search engine designed the search the entire internet for job listings as opposed to a company that only shows you the things that were posted on their individual site.
While efficient research and networking may be the key to landing that perfect job interview, it is ultimately what you do and say in that initial meeting that will decide whether you get the job or not. First of all, make sure you do your homework on the company and the job you’re going after and even practice beforehand so you feel adequately prepared. During the interview, try to ask a few intelligent questions about your potential employer’s goals/tasks for your position and what the biggest challenges are in your position to show them you mean business. Also, remember the term “dress for success” actually holds some weight when dealing with the job interview process. Even minor flaws in your resume can cast negative judgment about you so try to keep your resume on-point and only one page in length. Another very useful tip for those on the job hunt is to remember to send a follow up email or letter thanking the company for their time after the interview. I had a GM once that didn’t hire someone because they never sent her a thank you letter!
Every great business starts out with an idea. Sometimes the success of getting a company off the ground depends on its owner’s ability to explain that idea on paper. This is especially so if your looking to get a loan or investor involved. Just like with grant writing, the quality of the document you’ll be submitting is key, so make sure you take the necessary time required and don’t be afraid to ask your peers for their opinions/advice. In this article, Jerry Glen will help get you started with writing your own business plan by asking you some important questions about your overall idea and strategy.
Making the leap into business ownership can be a daunting task, so it’s good to gather as much advice as possible beforehand. In this article, author Kevin Potts gives some great focus points for those looking to start their own company. Besides the initial business plan, you’ll need to tackle a variety of tasks such as filing for a fictitious name, hiring an accountant, acquiring funding to pay for the expenditures and much more. Also be wary of initial startup costs. While getting your own building downtown may be nice, if you can setup an office in your own house for the first 6 months you can save a ton of cash.
Being that it is summertime and the height of vacation & tourist season, the first piece of advice I would give you to save a bunch of money on your next trip would be to wait until fall. I do understand that with kids, teaching jobs etc that a lot of people need a vacation and they only have a month or so left to have one. This article offers some great ideas on how to save some cash while you’re out having fun. For starters, try and go for the free souvenirs like seashells and collect photos and ticket stubs. You can easily turn a walk on the beach into a seashell hunting competition or make a collage with all the stubs, menus and photos from your vacation and make it with your loved ones when you get back. Also try to take advantage of any free festivals, museums/libraries or other noteworthy landmarks that are nearby and pack a lunch for everyone to avoid spending money in a restaurant.
Remember, true ballers on budgets work on their mental strength & personality as well as their spending habits. Reflect on your inner you and possibly gain a new perspective by asking yourself these fifty questions. Take the time to answer each one honestly, write down your answers if it helps you focus. Pick the ones that mean something to you and save them to go back and reflect on at a later time. You can even print them out and stick them someplace you know you’ll see. Creating your own daily/weekly affirmations can prove to be a very helpful way to keep yourself determined to achieving your goals in life.
Being a Florida native, I can personally attest that cruises can be an awesome and fairly cost effective way to spend a vacation. That is of course if you know what you’re doing. (Read my article on cruises vacations on a budget HERE) It is important to remember that you’re initial purchase of the cabin(s) is not only your ticket onto the boat but also the cost of 2/3 of your trip. While scouring the internet for bargains can be important, try taking the best quotes you find to multiple travel agents and make sure you’re getting all of the discounts and extras possible. Travel Agents also usually get better prices because they purchase so many trips at volume and are more likely to come down on the price once they have a target to beat. If you can get all of your friends and family together, you can purchase multiple cabins at a bulk discounted rate. You should also try to book your own airline tickets and offshore excursions for a cheaper route.
For those of you looking to get out and get some fishing done this summer, don’t fret, there are plenty of ways to go fishing on a budget. For starters ditch “the bigger the boat, the bigger the catch” mentality. Large boats not only cost a lot of money, but will burn fuel quickly. Some other useful tips are trying to catch your own bait or make your own tackle. You can also save some cash by getting a couple friends together and buying all of your fishing line at once in bulk. Another neat tip was to only change part of your line by using a heavy line for your backing and then attaching the line of your choice using a uni-knot.
BIG News… We are in the process of redesigning Ballers On Budgets.com. During this process, the blog portion of our site will be on hiatus. We will still be releasing our Week On The Web articles, however, so make sure you’re signed up for our FREE Eblasts.
…and stay tuned for new articles, videos and a totally new look this Fall!
Father’s Day isn’t about expensive gifts, but about showing the dad(s) in your life that you appreciate them. What better way to show dad you care than by giving him a “day off” by completing all of his chores or by making him a week’s worth of special lunches and presenting him with a certificate. If you’re planning on eating out, make sure to do your research as many restaurants will hold special father’s day sales where dad can eat free. Another great gift for dad could be to help him clear his clutter by giving his car a full detailing, cleaning out the garage or by organizing his office. You might be surprised as to how big of an impact tasks like these can have on relieving someone of stress, and that sounds like a kick ars Father’s Day present to me. Check out more of Erin’s Tips by clicking on the link.
Whether you are looking for gift ideas the kids can give dad or are feeling a little creative yourself, check out these awesome homemade crafts. With multiple to sift through, Crafts Kaboose gives you numerous options. Try to pick the crafts that remind you of your dad’s personality and also has a list of required materials that fits your budget. I especially liked the car nut frame, the denim mp3player pouch and the personalized BBQ Apron. If your dad is “Mr. Fix It”, check out the monogram painted hammer or if he’s more of a brainiac, I recommend going with the customizable Father’s Day crossword and word searches. Crafts are a fun and efficient way to give dad a gift that he will surely remember you by.
First off all, we’d like to thank to one of our stumbleupon followers, pupdave, for sharing this with us. If your dad is a fan of kicking back cold ones, why not make him a set of glasses made from his favorite beer bottles? In this clever Men’s Health instructional video, you are shown how to make some neat looking glass cups with a just piece of rope, some lighter fluid and some sandpaper. Simply pick up some of Dad’s favorite beers or maybe a cool collection of imported or micro-brewed ones and you’ve found yourself a very creative and inexpensive Father’s Day present.
Just Tell Me What to Buy – Sour from Ballers On Budgets
If you’re running short on time this Father’s Day and just need to pickup something quick, here are a few items you can find for fairly cheap price in many major stores. Also, don’t forget to pickup the Sunday newspaper to take advantage of any Father’s Day sales going on.
Hosting a barbeque at your home for your family/friends is a ballin summer tradition that can be a quite costly endeavor if you’re not careful. If you’re throwing an alcoholic party, serve beer instead of liquor and buy it in bulk. One quick and easy tip is to skip buying a ton of disposable plates, cups and flatware and just serve your normal glassware. If you decide you can afford to provide the food, try not to obsess over pleasing everyone’s palate and only offer 1 or 2 selections of meat. If you’re strapped on cash, don’t be shy to ask your family and friends to bring the sides, drinks or even their own meat for the grill.
Summer fun doesn’t have to cost you an arm and a leg, check out these fun and practically free tips to enjoy the warm weather without spending a chunk of cash. Own a tarp? Well that and some soap is pretty much all you need to make your own slip n slide. Take advantage of the outdoors and go hiking, take a trip to the beach or organize a camping trip with your friends. You could also take the time to learn a new skill, read some new books or even volunteer some time to give back to your community.
With father’s day sales in high abundance for the earlier part of June, there are a lot of tools, paint and other home improvement items for the taking if you are in the market. This is also traditionally the best month of the year to buy suits and other male formalwear. When planning your grocery lists, make sure to take into account which fruits and veggies are in season to get some great bargains and some really fresh produce.
With the price of gas at or near an all time high, there are a lot of bogus gas tips out there that actually won’t make a difference in the gas tank. Two of the biggest gas saving myths is that fuel additives which you add to your tank and special devices you add to your fuel line actually benefit your mileage. At the NAFA’s 2010 Institute & Expo, Windsor police held a demonstration which released 2 years worth of research and experimentation on fuel boosters and showed that they make little to no difference. The writer of the article “Five Gas Saving Myths”, Marinda Marquit, also points out that filling up your car when its cooler outside and commonly switching out your air filter are some other examples of regularly mistaken gas saving tips.
Here’s a great article for those looking to create or better manage their own company, featuring 41 business owners and their biggest tips for stretching your dollar. Some great marketing ideas for getting the word out about your company include charity raffles, promotional partnerships and startup sales. The use of Google analytics will also come in handy when you are deciding on website names, ads using search engines and more. Marketing though social networking is a detrimental to a lot of businesses, just make sure to think wisely before dropping the cash for Facebook ads etc. There are many other ways, such as creative contests, which will help you spread the word without costing you and arm and a leg.
While some will say that having an emergency fund capable of covering 3 months worth of expenses is best, others claim that stashing away a thousand bucks should suffice for most issues that may pop up. Some tips for collecting cash including going through all of your closets, clothes and other personal items and sell everything you can. To get the most bang for your buck, try to sell your bulky items through craiglist and your high ticket items, like electronics and designer jeans, through ebay. Some other good tips in this article include cutting all unnecessary subscription services, going on a “spending diet” and of course getting a second part-time job.
If you haven’t gotten anything for mom yet it’s not too late! Lee writes in this article some awesome gift ideas for mom. Two of my favorites were getting mom two movie ticket certificates and a planted rosebush. If you’re looking to drop some cash, ereaders are a big to-do this year. A batch of homemade treats was also a good idea. Just remember that the most important part of mother’s day is showing them you care, and that isn’t based on how much money you spend.
If the mom in your life has a side project or maybe has a gift for something like baking or creating scrapbooks, why not get her some FREE business cards. This will not only get her started in the right direction but also show her you pay attention and appreciate her talent. Take a screenshot and print it out a picture of the customized business care and include it with a Mother’s Day Card or email it to her since she won’t actually be able to get the cards that day.
You don’t have to be a person of faith to understand the useful job hunting tips that founder Bryan Ray from the Christian based Crossroads Career Network has to offer. In his short video on how personal referrals can find you hidden jobs, Bryan says that only 15% of jobs that get filled are actually listed. It is important to ask everyone you know that you are looking for a job, have a quick pitch of what kind of job you are looking for and see if they can refer you to anyone that will point you in the right direction.
Check out this truly inspirational 4 minute youtube video of a public speaker named Nick Vujicic, a man born without any legs or arms. In this short clip he speaks about overcoming obstacles and appreciating life, two things every baller on a budget should be able to appreciate. You can also CLICK HERE to read more about Nick Vujicic.
Believe it or not, coupons are still as big of a way to save in 2011 as they were ten years ago. The biggest thing is to start small and ease your way into the coupon cutting game. Its important to realize that coupons are aimed at getting you to try different products, so remember to only purchase the things you need and to stay open minded in trying different brands and products. One major tip when shopping with coupons is to try and only shop the sales by making bi-weekly or even weekly trips to the grocery store.
Getting an education isn’t quite what it used to be twenty years ago and with the amount of free resources you can find online, motivation is really the only thing stopping people from learning the skills they may need to help them succeed. Check out this list of sources that provide 100% FREE access to actual college level course materials, online lectures, video tutorials and more! While you may not be able to learn every vocation online for free and you won’t be walking away with a fancy diploma, the web is still packed full of useful knowledge that can give you a leg up in life.
Hopefully after last week’s shares, you are now fully prepared to welcome the spring season while on a budget. And now that you have gotten all of the spring cleaning out of the way, its time to focus on ways to put some extra cash in your pocket. To start, try selling all of your unneeded belongings at garage sales and online. Then start thinking of some services your friends/neighbors may take you up on such as dog sitting/walking and lawn mowing and start your own side business! Check out this article for more tips to making some extra money this spring.
Anyone who has spent some time shopping for airline tickets online should be able to tell you that there isn’t just one single website to solve all of your airfare needs. It is important to stay both open-minded and diligent when trying to book your next flight, making sure to price check multiple sites before coming to any decisions. By staying flexible with dates/times and airport destinations, you can save hundreds of dollars by taking the red eye or driving a couple hours to fly out of a different airport. You can also save some cash by purchasing special hotel/flight packages, packing your own snacks and avoiding baggage fees by packing light.
A “life hack” is a term for ingenious ways to make life easier with little to no effort, sort of like a cheat code in a video game that gives you unlimited ammo or infinite lives. From getting free phone chargers and Wi-Fi at airports to changing your sleep schedule and learning how to make beer ice cold in 3 minutes, this article is full of very useful information for a baller on a budget. The author, Eduardo M, writes 35 fairly uncommon methods you can add to your arsenal for making things in life more obtainable and fun.
Spring seems to be the traditional time of year to kick old habits and work on new beginnings. What better way to kick off your spring cleaning than by saving a chunk of change by making homemade cleaners? While you’re giving your home a facelift don’t forget to pay some attention to your wardrobe and automobile. Another great springtime to-do is to work on your green thumb and take advantage of spring’s seasonal produce such as strawberries, peas, grapefruits and more.
If you are trying to improve the quality of your life the first thing you need to do is make sure you are setting aside time for yourself. It can be very beneficial to meditate and self reflect on the things important to you and set goals you seek to obtain. Things like mental & physical exercise, sleep and healthy eating habits are essential to keeping yourself healthy, but are also quite obvious. Work on these 40 smaller tips and hopefully you’ll see bigger and brighter changes on your outlook on life.
We’ve been intently following a few of the personal finance gurus over the last month in an attempt to not only gauge the current state of the economy, but also to find a common ground of advice that we all should take into consideration when deciding to spend, invest or save. After comparing the rantings and recommendations of several different “experts,” it’s no wonder that people are so confused and uncertain what to do or not do.
If you are a fellow pet owner, you probably know it doesn’t matter which store you shop at for dog toys the price is always the same, too much. This statement holds even more weight if you have a dog that seems to enjoy ripping their recently purchased presents to shreds as quickly as possible. Paul Michael was kind enough to write this article explaining ten different dog toys you can make yourself for very little money.
It is surprising to find that even though sleep is so detrimental to a person’s health, it is commonly neglected by the masses. Problem many people will come across, however, is that a lack of sleep can affect a person’s learning ability, memory, metabolism and ability to focus. An easy way to try and offset a late night is to try and fit a quick nap into your workday. Here are 10 tips on how to fall quickly asleep and keep you performing at your peak with a powernap.
Why pay someone to perform a task that you can do yourself? Not only can you save money by practicing these DIY tips but you’ll also learn some valuable skills that are sure to come handy down the road. Diynetwork.com features free tutorials on ways to increase the value in your home/office by doing all of the renovations yourself.
The cost of gas these days has got everyone trying to think of ways to save money. Erin from About.com tells you some ways to stretch your gas tank you may not have thought of before. Try to avoid using restaurant drive-thrus and talking on the phone to curb wasted gas spent idling. It’s also good to just park farther away rather than wasting time and money circling around the parking lot and you should avoid driving during peak hours all together if possible so you don’t waste gas dealing with traffic.
There seems to be an endless amount of ways you can save money on food/cooking once you actually start looking and the baller on a budget in me wants to learn each and every one of them. Limiting portion size can be a quick and easy way to save some cash. You can also use the leftovers for lunch the next day so you avoid spending money on eating out. Try to keep your fridge organized and clean, this will help you to avoid wasting any food to spoiling and also help you keep a better inventory for coupon cutting. For these tips and more check out the rest of the article.
Help understand your own self better by taking this easy yet in-depth personality quiz. The Keirsey Temperament Sorter is one of the most widely used personality instruments in the world and has been featured in multiple best selling books. Simply answer 70 questions by choosing one of only two options and you’ll be able to tell which of the four temperaments your personality most resembles and read a description. Warning: The initial test is 100% Free but the site will offer more detailed reports for a fee.
I think anyone attempting to live a frugal lifestyle knows that there is a difference between wants and needs. In this article Selena discusses ways to help you save money by wanting less. By avoiding things such as catalogs, email subscriptions to stores and TV commercials you can help avoid urges to buy unnecessary things and strengthen your personal discipline. Another helpful tip is to take inventory of your current possessions, keeping note of all the junk you have accumulated and also the stuff that you truly appreciate.
When the Wise Bread team held a giveaway for their book “10,001 Ways To Live Large On A Small Budget” they challenged everyone to submit their “favorite money saving tip.” In the end, 55 submissions were chosen and featured in this article. From purchasing techniques like the “3 Day Rule” to lifestyle changes like canceling your cable TV and sticking to Netflix there are plenty of great money saving tips to incorporate into your own life.
In today’s competitive work environment, your output isn’t judged solely on quality anymore but also quantity. The more roles and tasks you take on, the more important it becomes to keep yourself organized. In the article “20 Surefire Ways to Organize Your Life,” HL Clark writes a great to-do list on how to find a way to get your life organized that works for you.
If you have seen any of the “going green” television commercials lately, you probably realize that pollution and wasted energy are a far bigger problem than most people like to think. In the U.S., one household can produce up to 25,000 pounds of carbon dioxide per year.
In addition, energy bills can equal, or in a few cases even surpass, as much as $2,000. That’s a huge
With the constantly rising prices of food these days, keeping your kitchen from costing you an arm and a leg can be a challenging one. The good news, however, is that along with all the countless amount of meal options there are just as many ways to save. From growing your own onions to making homemade vinegar, there are plenty of different techniques to help you save money on food. Check out these twenty frugal tips for helping you save money in the kitchen.
Superstar grocery shoppers are people who can buy large amounts of groceries for nickels on the dollar. An example of would be a lady named Stephanie Nelson who has successfully purchased $100 worth of groceries for only a $1.95. The biggest reason for her savings was coupon matching and successfully changing the way she bought the food she liked. Although coupon cutting can be a bit tedious at times, if you apply some of these superstar shoppers’ strategies the reward will easily outweigh the effort.
Growing your own veggies can be a great way to save a good chunk of change. With a little bit of time and care you could be reaping in harvests of easy to grow vegetables like onions, peppers, potatoes, carrots, peas and more! Follow this guide to growing for both healthier and cheaper food from the comfort of your own back yard!
With the job market being as scarce as it is these days, it’s very important to make sure your resume stands out amongst the rest. This article features ten stellar tips on how to tweak your resume to grab the attention of possible employers and help you land the job!
The best job interviews are rarely one sided conversations. It is imperative to ask your potential employer questions about the job to not only show your interest in the position, but also to provide them with further examples of your intellect. Here are ten great questions you can ask in your next job interview, pick out a few and add them to your repertoire.
It is natural to be a little nervous or even slightly intimidated when going into an interview for that big job. Things like rehearsing and meditating before your meeting can be a big help to those who find themselves more timid when in the hot seat. Make sure to focus on your successes and try not to be too hard on yourself when on your next job search.
Men and women have always kept secrets from their spouse. Among the many secrets kept, money, sex and secrets about family are the most common. Our friends at Deals.com have produced this infographic to illustrate the lack of communication between couples and how it has gotten worse over the years.
Getting your loved one a gift for Valentines Day shouldn’t be a wallet breaking chore if you go about it with the right mindset. This is a holiday based on showing your significant other that you love and appreciate them not how much money you can spend. There are plenty of simple things that you can do to add a little romance to your relationship. Check out these two articles we wrote for both sexes that should help spark some fun and creative Valentine’s Day gift ideas for you and yours.
For anyone still stumped on what to get your guy or girl this Valentine’s Day, here’s another article on how to show someone you appreciate them by making your gifts more personal. This list of 30 gift ideas will surely help those looking to make that thoughtful gesture without costing them a ton of cash.
Besides paid trainers, not a lot of people will say that you have to go to a gym to be able to work out. If anything, the success of the workout video business should tell you that you have everything you need to get in shape right in the comfort of your own home. From traditional things like jump rope, lunges and jumping jacks to less obvious methods like cleaning and dancing, there are plenty of ways to get that heartbeat up and those pounds off.
It may come as a surprise to some, but The Super Bowl is actually one of the most celebrated events of the year. The good news for the ballers on budgets out there is that it doesn’t have to be one of the most expensive things to plan a party for. Check out these tips on how to save some cash on your next football party without giving up the food or the fun.
This site features over 1600 free videos and podcasts of lectures by some of today’s established entrepreneurs thanks to Stanford University. With such a wealth of information, this site is sure to provide anyone who listens with some great tips on how to successfully start and manage your own company. Stanford University Entrepreneurship Corner is divided into a variety of useful categories, such as; creativity & innovation, product development, finance & venture capital, marketing & sales and more!
Clear some space in those closets and add some cash to your pocket by reading this article on how to get paid to recycle. You can’t really get a better incentive than receiving cash to get rid of your junk and help conserve the environment at the same time.
Help Ballers On Budgets increase their Twitter followers and support a good cause. Through the end of February (or until we reach 10,000 – whichever comes first) we will donate one custom t-shirt to the homeless and one custom t-shirt to a follower** for every 100 followers that we receive. To qualify to win, follow us and retweet our press release. Use the hashtag #BOB.
As spring approaches, so does the wedding season and all the costs involved. Attending a wedding can quickly become an expensive ordeal if you are not careful. This article offers some great ideas on ways to save money on transportation, attire, gifts and more.
There is more to saving money on clothes than simply avoiding the name brands. A frugal clothes shopper will constantly stay on top of the current deals and isn’t afraid to check out the thift/surplus stores or even the consignment shops. Another money saving tip is to find items that can serve a dual purpose and save you from having to buy two things.
In today’s day and age, content is key to staying relevant in the web world. It is because of this reason that many people are earning extra money freelance writing for multiple sources from the comfort of their home. Check out this article for one person’s perspective on successful freelance writing.
Our friends at Savings.com have put together a video that highlights Save Up 2010, a convention of DealPros gathered together to network and learn new techniques and strategies in marketing, SEO and saving money. Since the convention, many DealPros have
Bankrate.com provides a quick and painless way to look at your monthly budget. By inserting your expenses and income info into the quick Home Budget Calculator, you will instantly be able to see exactly how and where all your money is going each month. Then use their “view report” tool to find out how you compare to the target goals, which will also highlight the areas you could improve upon.
This site features an entire curriculum of a financial literacy class absolutely for free. Don’t let the “high school students” tag fool you, this site is a great source of knowledge on multiple aspects of dealing with money and can be used as both a personal refresher and a tool for teaching the unaware.
Is 2011 your year to quit smoking? Our friends at Deals.com examined the health benefits of kicking the habit and tracked the money you’ll save. The cost of smoking affects your health, your finances, and
Keeping yourself organized seems to be one of those things that can be an extremely daunting task to some, while others find it to be second nature. By having pre-established systems for dealing with clutter, not only can you get rid of the chaos and mess in your home/office but you can reduce the amount of stress that comes along with making the constant decisions of where to put everything.
For the past 5 years J.D. Roth has added a new tip every January to his evolving roadmap for building a better financial future. This year, there are 11 steps to help you get a hold on your money and hopefully help you find some financial freedom.
Generally speaking, thinking about your expenses is usually a good thing. This article points out 8 ways we might be over or under thinking our money habits. Things like keeping a list of items you want to buy, purchasing things as soon as you are paid and putting off paying more than the minimum are three examples of how you can save money just by acknowledging these less than frugal ways of thinking and acting accordingly.
2010 has come and gone and many have decided to make changes in 2011 that will positively affect their health, beauty, or financial situation. We at Ballers On Budgets hope that you decide to add us at a resource to learn from and engage in this year on your quest to self-improvement.
We begin the new year by congratulating Tifharr, a
With all the major winter holidays over, January can be a great month to save on a wide arrange of items. A common shopping to-do this time of year amongst frugal shoppers is Christmas décor, which can be found just about anywhere with heavily slashed prices. Try to search for the stores that stocked up on things like toys, bedding and electronics over the holidays because you’ll find some spectacular deals as they need to clear shelf space for 2011’s new products!
This article provides 50 fairly simple solutions to helping you save over $1000 dollars a year. Highlight 12/24 tips you can apply to your own life and organize them into a weekly/monthly task list and let the money saving begin!
Another Christmas has come and gone and we hope that yours was a joyous occasion. We enter another week of holiday giveaways and congratulations must be given to Laurin Hodge, who signed up for our newsletter and received a Gaiam yoga mat. You have seven days to claim your prize and an email has been sent to confirm your address. Please contact us if you have not received it.
This week we have a very special giveaway from our friends
One of the top new years resolutions each year is better money management and DJKree 5, winner of last weeks holiday giveaway, will be well on his way to learning how to do so with his prize, “I Will Teach You To Be Rich,” by Ramit Sethi.
We continue our holiday giveaway season with another prize to aide your resolution of self improvement: a Gaiam yoga mat. Statistics show that only 46% of new years resolutions are maintained after six months and we hope that by seeing this yoga mat around your house you will be motivated to use it.
To enter to win, comment on this post or register for our site if you haven’t already done so. Only new registrants between today and December 27th
In America, social status is synonymous with money. The clothes you wear, the car you drive and even the job you have help form your perceived social status. Perhaps you’ve heard the urban legend about the bum collecting coins from pedestrians, but has a mansion in Beverly Hills. Because the bum is seen in a submissive state, begging for money, people immediately assume that the bum is lower class. Anyone who understands the power of perception can use it to their advantage and increase their social status without having more money.
1. Upgrade your footwear
Dating expert Jeremy Hamburgh once said, “When women dress stylishly for a situation, they feel bulletproof.”
To feel bulletproof is to have high self-esteem, and high self-esteem can be synonymous with financial security and an elevated social status. Other people notice the positive energy surrounding confident women, and your peers will feed off that energy when in your company.
You don’t have to break the bank when dressing stylishly. Start with a stylish pair of boots. Many boot styles are multi-seasonal and one good pair will
Throwing a festive holiday get together can become a pricey endeavor if you’re not careful. The cost of all the food, drinks and decorations can really sock a punch to your holiday budget. But don’t worry – there is NO reason why you can’t have a fabulous bash without spending a fortune. Stretch your party budget to the max by getting resourceful and creating the ultimate Fab & Fru party experience for both you and your guests!
Use What You’ve Got!
The key to decorating is to MULTI TASK every element of your party. From edible decor to transforming everyday items that you already have at home into decorations, you can get the party started WITHOUT spending a bundle!
Wrap Your Table Like a Present
If you have wrapping paper remnants lying around, don’t let them go to waste! Use them to design a festive table cloth instead. Just create a runner with a longer piece of wrapping paper, and then use the smaller pieces and scraps to create a unique collage of different colors, patterns, metallics, trees, Santas, or whatever combination you fancy. Use ribbon and tape a bow to the front of the table to really put the finishing touch on your gifty design!
Create an Edible Decor Dessert Bar
Instead of having a savory cocktail party with tons of pricey hors d’ouvres, theme your celebration around dessert instead. And the good news is- there’s no
‘Tis the season to win free stuff! We enter our third week of holiday giveaways, and before revealing the prize, we must first congratulate SoftPortaver, one of the latest people to sign up for our free newsletter and winner of a Stanley 12 foot tape rule. An email has been sent for you to claim your prize.
Check out these creative cookie recipes for some great tips on how to bring some Christmas cheer into the family kitchen this holiday season. Making your own treats not only can save you money, but should also make a great impression on anyone you share them with.
How much money does an average American family make in a year? The answer to this most important question serves as a key in measuring the state of our present economy. According to a recent survey, the average American household income is $47,327. Those families that have dual earners make $68,349 a year. Meanwhile, the media delivers conflicting news. One report states that the recession is over, yet there is a dwindling economic lethargy that is still continuing in the U. S. With almost 14.9 million Americans unemployed, more and more people are trying to make money in order to tackle their dire financial straits.
American Internet usage is increasing, and the Internet has become a widespread platform for making money. Be aware and stay clear of scam companies. Instead, do what many successful Americans do to earn money and boost their savings when going through adverse financial circumstances.
1. Start a part time business from home: You don’t have to invest
It’s hard to plan a great family vacation while living on a budget. If you’re living paycheck to paycheck and just making ends meet, a long vacation may seem out of the question, but, it doesn’t have to be. Careful planning can help you create a nice family vacation without breaking the bank.
1) Plan In Advance
If you plan to take a long trip next Summer, start planning in the Winter. Put a little bit of money away each week and you’ll find that saving for a vacation isn’t
Our first week of holiday giveaways was a success, thanks to our friends at Broadway Nails. The winner of the designer nail gift set is itstara who commented, “I became a member.”
Thanks so much for doing so. An email has been sent with instructions on how to claim your prize and you have until Monday, December 13th to respond. If for some reason you have not received our email, please contact us so that we can update our records with your correct information.
This website deserves a bookmark for sure! If you ever find yourself alone and have misplaced your phone, look up this website and they will call it while you listen for your phone’s whereabouts for free.
Take advantage of these colder months by purchasing items that are in their off-season. Things like tools, air conditioners, wedding dresses and more seem to be heavily discounted in the winter months.
Few journalists and media outlets have been bold enough to speak out against the issue of congressional insider trading. If you are asking yourself “what in the world is congressional insider trading,” you are a testament to our point.
Currently, the U.S. Senate and the U.S. Supreme Court are the only two entities that have no rules or laws prohibiting members from profiting off knowledge gained on the job. According to a study issued by the Center for Responsive Politics, between 2008 to 2009, Congressional members posted a 16% collective stock market gain while during this same period the majority of Americans lost money and the NASDAQ fell 8.4%.
Could it be that members of Congress have an advanced financial IQ that normal Americans are not taught through the public nor private education system? Or, is it
Saving money when you’re young is a very important financial lesson. As all good habits should begin at an early stage, saving is no exception. This is perhaps one of the most important things you can do to boost your financial well-being. The average consumer spending in America is $50,638 per annum–an amount that is spent on necessities. The huge expenditures come from the households with a gross annual income of $63,096 on average. The increase in the number of vehicles and the number of homeowners with unpaid home loans are the two primary reasons for the decrease in the savings rate among Americans. Have a look at some facts associated with savings and how frugal budgeting tips can boost your savings ratio.
Some pain-free ways of saving money
The biggest problem among Americans is that we’re unaware of our
The holiday season is upon us–a season synonymous with shopping, family gatherings, eating binges and office parties. During this most joyous of season’s, many of us also like to adorn our hair, nails, makeup and accessories to show others how good the past year has been to us. Celebrities are no different and lately celebs the likes of Katy Perry, Lady Ga Ga and Fergie have been seen rocking creative design nails.
Ever wondered how much the cost difference would be between driving or flying to your destination? Well TravelMath.com is a website designed to calculate of things like total miles, gas usage/cost, estimated length of trip and more.
We are proud to announce a brand new section on BallersOnBudgets.com, Coupon Deals! Make sure to check this page every week for some great killer discounts on a wide range of products and services from 1000s of different companies.
SplashUp.com is a graphic/editing tool that you can access for free from any computer on any browser without downloading any software. This site is great for quick photo or image editing and has become an instant favorite amongst the Ballers On Budgets staff.
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The internet is full of new ways to earn some extra income. Just watch out for all those spam/pyramid schemes out there. Search within for your inner talent and get to work on one or more of these 8 profitable and honest online opportunities.
Try not to become overwhelmed with the number of articles on the web that offer tips on saving money because most of them do actually contain at least one good nugget of information. Luckily for you, we filter through the junk and try to only post the best advice. So y’all come back now ya hear?
BallersOnBudgets.com and the accompanying newsletter contains advertising and some contextual affiliate marketing links and we may get commission on sales of products or services mentioned. However, the content of posts on this site and in the newsletter are never influenced by advertisers nor affiliate partnerships. As well, posts are never written for the sole purpose of promoting a product.
Black Friday marks the official start of the Christmas shopping season. According to Wikipedia, the term dates back to 1966; however, has become common since 2000. Over the last decade many have become skeptical of Black Friday and the supposed deals that are offered by retailers, leading many to ask if Black Friday is truly the best time to shop for holiday gifts or merely an advertising campaign aimed at getting people through the doors.
“I love Black Friday shopping,” says Jennie Sanford of Bargain Blessings. “But it is important
Save Up 2010 was a convention attended by 30 Savings.com Dealpros in an effort to network and learn new techniques and strategies in marketing, SEO and, of course, saving money. The event kicked off on November 11th with a welcome dinner at Gino’s East, which was a great opportunity for all participants to make initial introductions and get inspired for two days of interactive learning.
November 12 featured an inspiring and heartfelt presentation from Coupon Mom, Stephanie Nelson, as well as an SEO session directed by Marc Flemming and an interactive creativity
When it comes to dating on a budget, creativity is essential. The next time you plan a date, keep in mind that the most expensive date in the world would eventually become monotonous if you did it over and over again. Try to think of new and exciting things you can experience with your date.
With atdhe.net, there is no longer any need to buy expensive cable/satellite sports packages just to see your team play. This site lets you stream pretty much any major sporting event or television show live from your computer absolutely free. Simply buy the cable so you
There’s no need to spend a ton of money on spooky decorations and costumes this Halloween season if you think like a baller on a budget. This article features plenty of creative alternatives to help get you in the holiday spirit without breaking the bank.
As many of us are aware, it is best to buy items when they are not in season or during peak times. The writers of this article have searched long and hard and have come up with this list of common items and the best months to buy them.
In the U.S. we love our holidays. Any reason to take off from work and gather as friends around a grill with a couple adult beverages in hand is a good enough reason. And in every calendar month, except August, we have a legal U.S holiday–or other good enough excuse–to take off from work and get drunk.
Ballers On Budgets’ popularity has put us in demand for more writers. To write for us, you don’t have to be an expert in personal finance nor a wordsmith. The only requirement is that you have a passion for researching and writing factual, engaging content.
Every article must be written in third person, preferably with at least one original quote. No first person point of view stories will be accepted. If you are an expert on a subject, great. Give the reader the information in a straight forward manner and present it as fact without self-promotion. You will be given a paragraph at the end of each piece to promote your services and products, if applicable.
Feel free to promote the expertise of the person you interviewed within the context of the article in order to add validity to their claims. With little effort, you can find experts willing to share what they know using online services such as Help A Reporter Out and News Certified Exchange. If you do not use a quoted source, ensure you include the sources of your knowledge. Each article should be at least 400 words and no more than 800 words. We reserve the right to edit your articles for grammar, syntax, etc.
Videos and Graphics
We will accept videos and infographics as long as they incorporate one of the seven dimensions of personal finance.
We are looking for any article written on the seven dimensions of personal finance.
Using these seven dimensions as a guideline you can virtually write about anything. Everything about life falls within one of these dimensions and can be spun into a story. We even accept geographic articles covering personal finance news in your area.
Benefit For You
Through Ballers On Budgets you can expand your brand by tapping into our network and promoting yourself via your writers profile at the end of each article. This is also a way for you to hone your skills as a writer, researcher and interviewer. We will help you develop ideas and crowd source for experts if you need it, and writing for us can lead to other paid writing jobs.
Paid Writing Opportunities
At this time we do not have any paid positions available. However, our contributors will be the first writers chosen to become paid staff writers once we launch our print magazine. If you want to get your foot in the door, contributing content to our site is the way to do so.
To contribute an article to our site you can either submit a completed article to us for review, or you can send us an informal proposal (a couple paragraphs) outlining the topic you would like to write about. In your proposal include the proposed title, word length, source(s) of reference (including the name and title of an expert if applicable) and estimated time for completion. We will respond to you within 48 hours.
Paste articles and proposals in the body of an email. Use ‘new article for BOB’ as the subject line. No attachments. Using the same subject line, send infographics as jpg attachments and the link to your video hosted on the web.
All content must be original and not published anywhere else online or off.
Request Topic Starter
If you need help jump-starting the creative process, send us an email with ‘idea request’ as the subject line. Include your name, geographic location and website (if applicable) in the email. We will respond within 72 hours with a topic for you to research and write about. Disclaimer: If you request an idea from us, you must write the article for our site. By requesting an idea you agree to these terms. In order to request an idea, you must first write an article that we accept and publish.
September is Be Kind to Editors and Writers Month. It is great that editors and writers have their own month of acknowledgment; however, the appreciation for writers is something that should be shown all throughout the year, month to month, day by day. Writers are educators. Writers make a habit of reading not only to stay informed on world events but in order to inform others of things that are not necessarily common knowledge. Writers are the worlds experts. Writers lead the fight against wrong doing by exposing corruption and tyranny. Writers write not because it pays well, but because it makes them feel good. Writers are the unsung heroes of the human race.
Every week, BallersOnBudgets.com features different articles we’ve found on the web to help expand not only one’s mind, body and soul but hopefully their wallet as well. Don’t forget to SIGN UP FOR OUR NEWSLETTER and get these links sent to your inbox for free!
<25NN4YXZ4JPG>How long will it take for solar panels to pay for themselves?
The question seems like an easy one to find the answer for, until you realize that you don’t know that much about solar energy. The question was posed to Rachel Connor, a Sustainable Building Instructor for Solar Energy International, who was more than happy to provide a brief education on energy conservation before answering:
NFL in the U.S. is big business. The New England Patriots, the leagues second most profitable team, boasts the most expensive ticket in football — $118 on average for general seating — and according to Team Marketing Report, in 2008 it cost a family of four approximately $600 to attend a game at Gillette Stadium. With prices like this, many NFL fans find themselves unable to support their team by attending a game and enjoying the experience of live gridiron action. However, with early planning and savvy thinking, even someone on the smallest of budgets can enjoy at least one live NFL game per year.
1. See a preseason game. Many season ticket holders sell their preseason tickets for almost half of face value on discount ticket sites and Craigslist.
June is “Rebuild Your Life” month, and for the many in the U.S. that have found themselves unemployed it seems as if 2010 has been “Rebuild Your Life” year. With a degree of uncertainty, many turn to freelancing their services, while others struggle to stretch unemployment wages. Some choose to go back to school and learn new job skills, while others awaken–humbled by the thought of younger generation job seekers being more educated and more qualified than they are–with no idea what step to take first.
Purchasing a pair of shoes is a thought provoking endeavor that many men find a chore, not worthy of the energy expended. The wearer must choose which fashion compliments his personal style of dress and unsatisfactory shoes cannot be altered after a couple of wears. Furthermore, great shoes have long been synonymous with expensive and most men would rather spend their money on something else. However, a good pair of shoes can actually save you money over time. You will certainly have to replace the soles one day, but with the proper upkeep quality footwear can last years or even decades.
Other than coverage of the Triple Crown horse racing–the Kentucky Derby, Preakness and Belmont Stakes–equestrian sports are largely absent the media coverage that other sports receive. The American equine industry, however, is a vastly diverse and economically productive business. According to the American Horse Council Foundation’s 2005 economic study, the horse industry generates 1.4 million full-time jobs in the U.S. and pays $1.9 billion in taxes. Additionally, there are horses in every state and forty-five states have at least 20,000 horses each.
The April 2010 issue of Campus Talk Magazine contains two pie charts illustrating the difference between how Americans SAY they will use their tax refunds and how they actually use it. In the graphic, 57 percent say they will invest or save their money, 21 percent will use it to pay down debt, 12 percent will use it on home or car repairs and 10 percent will give it to charity.
Don’t let a low bank account get you down this Father’s Day. There are plenty of thoughtful gift alternatives that can show dad you care without spending a lot of money. The good thing about holidays such as Mother’s Day and Father’s Day is that the quality of the gift comes more from the amount of thought you put into it rather than the amount of money you spend.
One of the best ways to make dad feel loved and appreciated is to think about what he likes to do with his free time then find a way to either enjoy it with him or give a gift that will help him enjoy his free time more. Be creative. If you don’t have money to purchase dad tickets to a sporting event, spend a couple hours bargain shopping for sports clothing and memorabilia. If you can’t afford that new tech toy dad’s been talking about, purchase him a subscription to a gadget magazine, or buy him an accessory to one of his current toys instead.
The most important thing to remember is that the best gift decision comes from within, only you have the power to make it
Ballers On Budgets has no monetary affiliation with any of the resources on this page. This is merely a collection of free services and products which can make your life easier. We make no guarantee to the quality of service that these organizations provide.
Single passenger round-trip airfare to Florida…$745. Two week hotel stay…$980. Three square meals a day for two weeks…$320. Taking your entire family on a summer vacation where they learn new skills and having the whole trip paid for by someone else…Priceless. This is the attitude of an increasing group of people known as immersion travelers.
No matter the worlds economic state, vacation from the grinds of daily life will always be a welcomed pleasure, and cruise vacations can be exhilarating and cost-effective if planned correctly. One of the most enticing factors of a cruise vacation is that the majority of your mandatory costs will come from booking the cruise itself, and you may not have to worry about any other expenses except for travel to the port. Factors such as timing and fees are important to consider before swiping the credit card.
Julia Newman, a 24 year old law student in New York, made headlines with her blog Buns of Steal which documents her quest to acquire free gym workouts for an entire year. Her plan is to “hop” around the five boroughs, taking advantage of every free trial and coupon she can find. When asked how she felt about this concept of exercise on a budget, Lesley Voth, author of Simply Fantastic: Living Better On Less, agreed with Julia on the fact that visiting gyms in your area on a trial basis gives you the advantage when negotiating a good deal. “On the other hand,” she says, “I see no sense in traipsing around the city, or countryside, looking for a free deal at a gym.”
Imagine a summer vacation where you know not a single person, where every convenience that you’re accustomed to is considered by locals as a luxury enjoyed by the wealthy. Imagine vacationing in a place where you barely speak the local language, where you work and sweat more often than play; a summer vacation where the purpose is to learn, give back to the world and feel good about doing so. At first thought, this vacation may not be alluring. Now, imagine that same vacation completely paid for by someone else, adding a little money to your pocket as well. All of a sudden this summer vacation seems a bit more fascinating. For Teresa Coates, this working holiday, or what some call “voluntourism,” is a must-do every year.
“Last year, I took my two kids and spent the summer in Vietnam,” recalls Teresa. “I taught English for 12 weeks and we traveled locally on the weekends. Then we spent nearly three weeks traveling through Vietnam, Thailand and Malaysia before coming back to the United States. I earned enough over those 12 weeks to pay for the whole trip.” Teresa has a
Anyone that has experienced the preparations required for prom, or any other elegant event, knows that the related costs can be quite high. Prom season is a time when teenagers are full of excitement, while their parents minds are preoccupied with calculating the financial burden involved. Clothing, accessories, grooming and transportation costs can really add up unless you stay both informed and open minded. When planning out your prom to-do list, challenge yourself to think outside-the-box.
Let’s be honest, not all movies are worth seeing in the theater or purchasing on video. Many factors determine whether or not a person enjoys a particular movie and everyone’s opinion and perspective differs. Sometimes the plot line leaves something to be desired, the acting is below par, or maybe you just don’t find the movie captivating. One thing is almost certain, you will not like every movie you watch. Conscious shoppers have learned to watch or rent any movie before deciding to purchase it.
As of this writing, you can rent unlimited movies without any late fees or shipping costs for less than $10 a month. In addition, you will have access to thousands of movies instantly from any computer with an Internet connection.
Libraries and Universities often offer free movie rentals to their members. Take advantage of them.
-Start a Movie Club
Share movies with your friends. Develop a checkout system and keep track of who has what. Organization is essential in making a movie club successful. If you don’t trust
A recent questionnaire directed to a group of tax professionals revealed that some of the most overlooked tax deductions are moving expenses, non-reimbursed employee expenses, medical miles driven to the doctor, job hunting expenses, sales tax on new vehicle purchases and the various credits given to tax payers each year such as the earned income credit, residential energy credit, and the child and dependent care credit. In addition, each year brings new tax regulations or changes to existing regulations.
If this is your first time learning of these tax credits, you probably shouldn’t be doing your taxes without the help of a professional. Ricky Pritchard, an Enrolled Agent (EA) licensed to practice before all divisions
From a man’s perspective, Valentines Day gift shopping should be fairly simple for a female. Some men believe that this “holiday of romance” is a female holiday that pressures the man into proving romanticism and satisfying his partner; however, the goal for women on Valentines Day is the same goal that men share – to demonstrate your love and appreciation for your mate. This simple task does not require a lot of money.
Explore your creative side and design fun coupons out of construction paper. An intense backrub, favorite homemade meal, boys night out, guy movie, and laundry service are a few suggestions to get you started. Instruct your mate to redeem them at a time of his choosing.
Purchase chocolate syrup, frosting, fruit, and whip cream from the grocery store and have an imaginative night of foreplay.
According to Dr. Travis Stork, the benefits of being in love include fewer doctor visits, faster healing, less depression, less substance abuse, lower blood pressure, less anxiety, fewer colds, longer life and of course, a happier life. By these measures, love is a cure for everything. If this is the case, why is it so hard to make love work? One recent survey concludes that nine out of ten women just want to feel special on Valentines Day. If there is no argument that Valentines Day is the official holiday of romance, then one can assume that in order to make love work you must, at all times, treat your mate as if she is the most precious gem in the world.
At work delivery
Even when occurring on a weekend, not many people enjoy the luxury of having Valentines Day off from work. Women love to stand out amongst their friends and sending something to your mates workplace can have her churning with excitement and anticipation of seeing you later. Don’t stick to traditional flowers. Send something like an edible chocolate-dipped fruit bouquet, or a hand written poem delivered by singing telegram. Ensure that the moment she returns
Everyone, whether young, old, inexperienced, or shindig connoisseur, must adhere to a few rules when attempting to host a successful party. The most important of rules is to plan ahead. Make sure you have all of the necessities beforehand; toilet paper, plastic cups, ping pong balls, kegs, etc. Also, be sure to get an estimated body count for the party so you can plan accordingly. Remove any valuables from the common areas and lock the rooms you would like people to stay out of. Also, don’t be afraid to say “no” when females or friends ask for special treatment and want access to your private bedroom or bathroom. Once you let one person do it, you’ll have to tend to every other friend’s request for the duration of your party. That being said, never throw a party without these five party essentials.
Whether you drink or not, every party should at least offer alcohol. A little bit of booze can go a long way when it comes to getting your guests to relax and make new friends.
If you don’t keep up with the latest music trends, get a friend to act as DJ or bring an iPod. If you have any musical instruments make sure they are accessible. Impromptu jam sessions can be key to a killer bash.
Make sure there is always some sort of entertainment or activity that your guests can participate in. No one likes to stand in a room full of strangers and feel forced into potentially awkward conversations. Games like beer pong, flip cup, dice, and cards can overcome any problematic guy to girl ratios and are great ways to help your guests interact with each other. Competition and teamwork will bring your guests together, allowing them to interact without much effort or personal disclosure.
4. Bathroom Accessibility and Other Necessities
Bathroom lines can put a major damper on any party or gathering and so can a lack of toilet paper. Make sure you have both of these covered well before hosting a party somewhere. Also, try and keep an eye out for vomiting guests. They can not only cause a serious mess, but can potentially hold up your bathroom for lengthy periods of time.
Even if you can only serve saltines, snacks are a must have. Snacks will not only keep the designated drivers occupied, but will provide intoxicated guests some much needed sustenance. It’s also a good idea to pick up some kind of non-alcoholic beverage for those who don’t drink or are trying to sober up.
Honorable Mention: Party Themes
Some people will argue that having a theme is a necessity for every successful party. Many will agree that some of the most momentous parties are themed; however, not everyone likes to play dress up.
Avoiding Facebook is like avoiding the plague these days. If your friends have it, you’re eventually going to get it too. The more interesting thing is, if you’re just now succumbing to Facebook, you’ve only been hurting your own social life.
Social networking sites are what you make them. Whether you take an “accept all friend requests” approach or choose to only communicate with a handful of close personal friends, sites like Facebook are a communication tool. They allow you to catch up with old acquaintances, keep in touch with current ones and so much more. As well, you can keep up-to-date with various local events that you would not have found out about otherwise.
In order to maintain “Baller” status, it’s important to keep up an active lifestyle or at the very least, the portrayal of one. Facebook is a great way to help you network and allow others to see everything you have your hands in. Keep your image up by adhering to these 13 no-no’s of social networking.
1. Written Rules
Yes, Facebook, Myspace and all of the other social networking sites have rules. Follow them. Things such as fake
Hopefully by now you have already read PART I of this series on how to save money on going out to the movies. If you haven’t… CLICK HERE
“Why do YOU like/go to the movies?” This was the question that I asked our B.O.B. facebook and twitter communities and I can’t say I was surprised by the responses. The majority of people said they went to the theatre to escape. At first I thought this was kind of a sad reason. Were their lives really so bad? Well maybe not. After further thought I realized these people have simply figured out that movies can be a great outlet for relieving stress, sparking their imagination and can even add a little excitement into their otherwise mundane and repetitive work schedules.
To say, “today’s market of cleaning products is oversaturated and overpriced,” would be a major understatement. Never before has there been so many fancy mops, air fresheners, spray bottles and other contraptions designed to spark our interest and take our money. And what good does the millions of dollars these companies spend on advertising actually do for cleaning our homes? The answer is NOTHING. Therefore, the first and most immediate way to save money on cleaning your home is to NEVER buy name brand cleaning products.
Personally, I use the dollar store for all of my cleaning needs. You’ll find that once you knock out the name brands and other advertising gimmicks the amount of choices you have to make on actual cleaning products is far less. The reason? Because you can achieve the same level of cleanliness with some general cleaning knowledge and the use of some everyday home essentials.
It’s a proven fact that the lower a person’s self-esteem, the less likely they are to find and keep an intimate partner. As well, recent studies have sited lack of success among the top five reasons associated with low self-esteem. If you ask ten different people to define success, you will get ten different answers, and rightfully so. Success is relative to the person defining it. With this understood, would it be incorrect to say that many associate the size of their bank account with success? How many times have you told yourself that some hot body was out of your league? What was your true motivation for believing that? Only you will ever know. However, regardless of how much money you have, unconditional love can be achieved. Here are a few ideas for having intimate fun while spending less.
Take On A New Hobby Or Skill
Honestly, I can’t think of a better way to learn something while truly getting to
Petroleum… a natural resource that literally changed the world of transportation. It has also become to source of our dependance and despise. Once powerless countries are now thriving metropolises because of the value of petroleum and the power that comes with it… and was there really anything we could do about it? Unless you live in a city where you can get around solely by public transportation… gas can be as important to your costs of living as food and electricity. I mean how else are you supposed to get to work so you can pay the bills?
Thus our dependence on oil severely limits our options when it comes to spending money on gas. I’ve decided to steer clear of the most obvious and perhaps the most difficult changes you could make towards decreasing your need for gas (i.e. carpooling, riding a bike, buying a hybrid/smaller ride etc) and focus on the more practical methods.
Let’s be honest, today’s pop-culture judges you on the way you look, rather than the person you are inside. With respect to those that don’t judge others on looks, I will admit that beauty alone will not get you to baller status unless your chosen career path is in the modeling industry. Sadly, the fact still remains that your chances of being accepted into any social clique significantly increases if you have socially appealing looks. Achieving what others may call beauty is challenging, no matter the amount of your budget, and can be quite time consuming. Here are 8 tips to keep everyone, regardless of gender, beautiful, for less.
1) Find a professional that’s willing to barter
More than likely, you have something that another person can benefit from. Whether it’s a service or a product that you sell (or even make), trading it can be less expensive than
Here’s a shocker; the number one reason for divorce in America is money. Other reasons sited have been infidelity, poor communication, change in priorities, sexual issues, failed expectations of their spouse, and many others. However, quite frankly, it’s saddening that men and women can’t seem to coexist under the same household without monetary conflicts. The solution to this problem is to date on a budget. Talking about your finances early in the relationship widely opens the communication door, because most are uncomfortable talking about money with someone they intimately like. Furthermore, if you practice frugal dating techniques, you will build habits that become second nature as the relationship matures. So, as your bank account grows, you’ll both be less likely to spend excessively. To get you started, here are a few tips for interesting dates on a tight budget.
With movie prices as high as they are, paying to see a below par movie can be very frustrating. Some people have even stopped going to the theaters all together, as a means to cut costs. As a personal movie buff, I can attest that nothing beats a killer movie on the big screen. Furthermore, you can’t get an easier date setting… all you have to do is sit there. So, while I do encourage the use of Netflix and other money saving movie alternatives, here is the first installment of a two-part series aimed at helping add a little bit of the real BIG SCREEN back into your life.
Disclaimer: Some of the tips listed below may be frowned upon by the movie theater,
Let’s admit the obvious. Times are hard. From the highest government official to the freshman college student, everyone is looking for areas in their life where they can “cut back” on spending. The fact remains, we must eat to survive, and ballers on a budget love to eat good. There’s nothing wrong with that, however, over-spending and overeating can lead to a multitude of problems which I can’t get into with the space provided. Alternately, here are 5 things you need to start practicing now in order to gain control of over-spending on food.
1) Make A List
It may not seem baller to be walking around the grocery store with a list in your hand, however, admitting that you don’t have the best memory in the world and doing
. That magical concoction that whisks your worries away, lowers your social inhibitions and brings people together… well on a good night anyways. Let’s be real for a minute, unless you’re just horrible at talking to the opposite sex, Alcohol is NOT a necessity. It was always fun to joke with my friends back in college that food and other necessities came after we bought the keg/handle for that night’s debaucheries. It seems I had the Baller part down… the budget part, not so much.
So if you’re strapped for cash the most obvious and effective method for drinking alcohol while on a budget is simply not to drink at all or to just drink less. Unfortunately for some people… *cough* myself *cough* this is far from the easiest method and stopping all together isn’t really an option with a lifestyle full of bar promotions, football tailgates and rock concerts.
Another issue with trying to save money on Alcohol… it’s a recession proof product. This means the chance and occasion for major bargains on your favorite cocktail are pretty much nonexistent. But don’t you worry, there are still ways to lower that booze bill… I have gathered a list of more useful methods to help you save money on alcohol while still ballin on a budget.
1. PREDRINK – Unless you don’t know how to pace yourself once you get to the bar,
Definition – UrbanDictionary.com – Baller On A Budget:
(A phrase used as a noun overall) An individual who seamlessly combines the social attributes of a “baller” (one who demonstrates a dispensable income at social gatherings which automatically leads to popularity and desirability with both the male and female members of any given social group in any given social situation) and a budget-minded individual who aspires to achieve a similar level of popularity and desirability without having a dispensable income on hand.
BallersOnBudgets.com is phase 1 of a three phase project that will educate and share tips on how to stay socially active while pinching pennies. We encourage you to share your own tips. As well, we ask that you share this resource with other ballers. If you would like a sneak peak into phase 2 of the Ballers On Budgets project click here to read the latest draft of Ballin on A Budget – The Book Proposal.