Is 2011 your year to quit smoking? Our friends at Deals.com examined the health benefits of kicking the habit and tracked the money you’ll save. The cost of smoking affects your health, your finances, and

Few journalists and media outlets have been bold enough to speak out against the issue of congressional insider trading. If you are asking yourself “what in the world is congressional insider trading,” you are a testament to our point.

Currently, the U.S. Senate and the U.S. Supreme Court are the only two entities that have no rules or laws prohibiting members from profiting off knowledge gained on the job. According to a study issued by the Center for Responsive Politics, between 2008 to 2009, Congressional members posted a 16% collective stock market gain while during this same period the majority of Americans lost money and the NASDAQ fell 8.4%.

Could it be that members of Congress have an advanced financial IQ that normal Americans are not taught through the public nor private education system? Or, is it

Saving money when you’re young is a very important financial lesson. As all good habits should begin at an early stage, saving is no exception. This is perhaps one of the most important things you can do to boost your financial well-being. The average consumer spending in America is $50,638 per annum–an amount that is spent on necessities. The huge expenditures come from the households with a gross annual income of $63,096 on average. The increase in the number of vehicles and the number of homeowners with unpaid home loans are the two primary reasons for the decrease in the savings rate among Americans. Have a look at some facts associated with savings and how frugal budgeting tips can boost your savings ratio.

Some pain-free ways of saving money

The biggest problem among Americans is that we’re unaware of our